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RSPCA Pet Insurance (UK) Reviews 

279
•
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 209 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the affordable pricing options, valuable lifetime cover, and straightforward online registration processes that make joining the service very simple. Many consumers note that making insurance claims is remarkably fast, seamless, and handled efficiently by the support team without any unnecessary stress. Though some customers experienced frustrations with unexpected claim rejections, delayed assessment times, or policy conditions being excluded after they initially signed up. A few people also reported difficulties reaching customer service representatives or experienced technical problems when trying to navigate the digital portal to resolve policy queries.

What people talk about most

Price

Reviewers highlight positive aspects of price, noting that monthly payments are very reasonable and... See more

Service

Consumers find service to be positive, highlighting affordable pricing, easy switching processes, and rapid... See more

User experience

People report positive experiences with user experience, highlighting that the online registration process... See more

Claim

Users describe ambiguous interactions with claim experiences, as many customers expressed deep satisfaction,... See more

Value for money

Clients share positive opinions on value for money, highlighting very fair and affordable monthly rates... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I just want to thank the customer service and team at RSPCA pet insurance, they was so understanding and compassionate… going above and beyond to, make sure my dog could get the treatment she neede... See more

Rated 5 out of 5 stars

From the start of our time with RSPCA insurance, everything has been absolutely excellent. The portal worked very well, there have never been any issues and the customer service people have been grea... See more

Company replied

Rated 5 out of 5 stars

Our Lab sustained an injury while playing fetch and required overnight anaesthesia, stitches, and antibiotics at the out-of-hours vet. The claim was accepted within 3 days and paid within another 3. N... See more

Company replied

Rated 5 out of 5 stars

Just by chance I found the RSPCA pet insurance via a comparison site and although they weren't the cheapest they were a trusted name and what they offer is exceptional value and they even accepted... See more


Company details

  1. Pet Insurance Company

Written by the company

With RSPCA pet insurance*, you’ll be ready to take care of your pet when they need it.Every policy taken out supports our mission against animal cruelty and neglect.


Contact info

Get peace of mind

with our 5* Defaqto rated cover

4.5

Excellent

TrustScore 4.5 out of 5

279 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 46% of negative reviews

Typically replies within 1 week

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4.5

All reviews

(279)

209 reviews in the last 12 months

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Rated 1 out of 5 stars

Very disappointed with RSPCA Pet…

Very disappointed with RSPCA Pet Insurance and the way my recent claim has been handled.
My dog recently needed to have a heart scan, and I made a claim through the insurance to help cover the cost. Unfortunately, the claim was declined because RSPCA Pet Insurance referred to veterinary notes from 2024 which apparently mentioned a possibility of a heart murmur.
What I find particularly frustrating is that nothing was diagnosed or treated at the time, and, importantly, when my dog was examined by the vet in 2025, the records specifically stated that there was no sign of a heart murmur.
I therefore find it extremely disappointing that an old note referring to a possibility has been used to decline a claim for a condition that was subsequently recorded as having no evidence of a heart murmur.
I took out pet insurance expecting it to provide support when my dog needed investigations, so having a claim declined in these circumstances has left me extremely unhappy and questioning the value of the cover.
I would strongly encourage anyone considering RSPCA Pet Insurance to carefully check the terms and conditions and understand how previous veterinary notes may affect future claims. I certainly don’t feel that my claim has been dealt with fairly.

August 26, 2026
Unprompted review
Rated 4 out of 5 stars

Easy form to fill in

Easy form to fill in, switched from another provider, this was a fairer price, like the idea helps rspca with funding. Cant give 5 stars just because I haven't had to claim (hopefully wont need to but...) which would obviously be the crux of it, so far so good.

August 6, 2026
Rated 5 out of 5 stars

Easy reliable

It was easy to check the level of insurance I wanted for my dog
Trust this reliable platform for all the good they do for all animals
Price was brilliant and cheaper than previous insurance

July 27, 2026

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