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RSPCA Pet Insurance (UK) Reviews 

227
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 161 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the affordable prices and the straightforward online registration process, finding that setting up pet cover is extremely simple and stress-free. Reviewers note that claims are handled promptly, with many appreciating fast payouts and direct communication with veterinary practices that removes extra worry during difficult times. However, some reviewers were not happy with significant price increases occurring at renewal time. Consumers also mentioned facing difficulties reaching customer support teams and encountering unexpected conditions excluded from their policy covers after joining. A few people experienced difficulties contacting support and getting timely responses regarding their queries.

What people talk about most

Price

Reviewers mention positive feedback about price, noting that policies are very competitive and affordable... See more

Service

Consumers find service to be positive, highlighting how easy it is to get a quote, set up insurance, and... See more

Claim

People report ambiguous experiences with claim procedures, as opinions on the service are deeply divided. On... See more

User experience

Reviewers highlight positive aspects of user_experience, noting that the setup process is fast, efficient,... See more

Product

Customers consistently note mixed experiences with the insurance product, expressing general satisfaction... See more

Reviews shaping this summary

Rated 5 out of 5 stars

From the start of our time with RSPCA insurance, everything has been absolutely excellent. The portal worked very well, there have never been any issues and the customer service people have been grea... See more

Company replied

Rated 5 out of 5 stars

Our Lab sustained an injury while playing fetch and required overnight anaesthesia, stitches, and antibiotics at the out-of-hours vet. The claim was accepted within 3 days and paid within another 3. N... See more

Company replied

Rated 5 out of 5 stars

My wee kitten broke her leg at just 8 months old, requiring a surgery, pins, the works. It was a scary situation with very expensive bills - but it could not have been easier working with RSPCA Pet In... See more

Company replied

Rated 5 out of 5 stars

Just by chance I found the RSPCA pet insurance via a comparison site and although they weren't the cheapest they were a trusted name and what they offer is exceptional value and they even accepted... See more


Company details

  1. Pet Insurance Company

Written by the company

With RSPCA pet insurance*, you’ll be ready to take care of your pet when they need it.Every policy taken out supports our mission against animal cruelty and neglect.


Contact info

Get peace of mind

with our 5* Defaqto rated cover

4.5

Excellent

TrustScore 4.5 out of 5

227 reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 81% of negative reviews

Typically replies within 1 week

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4.5

All reviews

(227)

168 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to apply on line

Easy to apply on line. Reasonable price.

May 27, 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Hi Janet , thank you so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad you had a good experience with our service!
Kate from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Easy to do and hopefully a great…

Easy to do and hopefully a great insurance for my Bunnies

May 13, 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Hi Pat, thank you so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Really cannot thank the RSPCA Insurance…

Really cannot thank the RSPCA Insurance enough for their quick payout after our Great Dane puppy needed emergency spinal surgery. There was no quibbling about the costs from the vets and they dealt with our vets directly taking away anymore stress from us. They simply are an amazing company to have your pets insured with

May 20, 2026
Unprompted review
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Reply from RSPCA Pet Insurance (UK)

Hi Tracie, thank you so much for your kind words and for leaving a review. I hope your Great Dane puppy is making a good recovery. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Very easy site to navigate

Very easy site to navigate. Good selection of plans to suit all budgets and animals. Reasonable price compared to equivalent plans by other insurers.

May 20, 2026
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Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Very good and polite on the phone.

Very good and polite on the phone.
When using online form to take a policy out, very easy to use.
Communication is very good either portal.
Many thanks

May 19, 2026
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Reply from RSPCA Pet Insurance (UK)

Hi Nicholas, thank you so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

A Quick Response....

My little dog had to have unexpected multiple teeth extracted following a routine scale and polish procedure, which is distressing enough for both pet and owner.
The veterinary costs practically doubled as a result, and then the worry of finance became a big problem.
I swiftly made a claim on line. Instantly my situation was acknowledged and within 5 working days I received payment in full, less my Policy excess charge.
Thank you RSPCA Pet Insurance!!

April 27, 2026
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Reply from RSPCA Pet Insurance (UK)

Hi Elle,, thank you so much for your kind words and for leaving a review. I hope your little dog is making a swift recovery. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 4 out of 5 stars

I renewed the RSPCA pet insurance…

I renewed the RSPCA pet insurance because we had a good response from them with our previous dog who developed a brain tumour and had to be put to sleep. The insurance company dealt with the final claim as per the terms of the insurance and settled accordingly, not something you can take for granted these days.

May 11, 2026
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Reply from RSPCA Pet Insurance (UK)

Hi Colin, thank you so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Excellent Service from the time I…

Excellent Service from the time I claimed on 25th April, and the claim was settled on 6th May 2026. Took no time at all, was so impressed with the way everything was carried out from the time I filled in the form online to the finish. I didn't have to contact the vet direct at all, everything was done for me. Would highly recommend RSPCA. Makes everything so much easier when you are stressing and worried about your pet at the same time.

April 25, 2026
Unprompted review
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Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 1 out of 5 stars

Rspca insurance

Took ages to process. Poor communication and was very poor system to upload support documents needed.

February 19, 2026
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Reply from RSPCA Pet Insurance (UK)

Hi Kate, thanks for reaching out and sharing your thoughts with us. We’re sorry to hear you’re not happy with our service. If you want to discuss this further, our Customer Service Team is here to help, and can be reached on: 0344 543 1008, via email at complaints@email.insurance.rspca.org.uk.
Please note we are available Monday-Friday 8.30am-6pm and Saturday 9am-1pm.

All the best, Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Recommend

Streight forward application. With easy form. Very reasonable price. Pleased with purchase so far

May 1, 2026
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Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Very helpful

Very helpful, claim sorted quickly and easily

February 26, 2026
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Reply from RSPCA Pet Insurance (UK)

Hi Lesley, thank you so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

My pup was lame

My pup was lame, he went for x-rays to find out what was causing it. The vet claimed directly and RSPCA paid immediately, no quibble at all. So simple and reassuring to know he's covered with them .

May 1, 2026
Unprompted review
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Reply from RSPCA Pet Insurance (UK)

Hi Richard, thank you so much for your kind words and for leaving a review. I hope your Puppy is ok. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Yep brilliant had a simple question and…

Yep brilliant had a simple question and answer form to fill out took five minutes

May 5, 2026
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Reply from RSPCA Pet Insurance (UK)

Hi Sharon, thank you so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

New insurance for Marley

Excellent service, quick and easy, really good plan and benefits and great cost, would recommend.

May 4, 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Just had a claim and used my entire…

Just had a claim and used my entire allowance in one go. Got paid quickly and I’m very impressed.

April 20, 2026
Unprompted review
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Worth it

It was so easy to do. I'm really grateful that it was all plain speaking and not long drawn out difficult questions.
Thank you R.S.P.C.A.

April 21, 2026
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Reply from RSPCA Pet Insurance (UK)

Hi Suzan, Thank you for your kind words and for choosing the RSPCA Pet Insurance.

Rated 5 out of 5 stars

Total care and understanding

Our 12 month old Lab took ill over the Easter Break which resulted in us having to take him to a veterinary hospital on bank holiday money on our way home from a Norfolk break. He was hospitalised and operated on that evening. I contacted the RSPCA pet insurance the next day and they were excellent. So easy to talk to and made everything simple to understand which was greatly appreciated ,especially when you are worried about your pet. The claim was approved and paid very quickly as was the two follow up appointments to check his operation site with our own vet. This is the first time i have had to claim on a pet insurance policy and i have nothing but praise for RSPCA pet insurance

April 6, 2026
Unprompted review
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Hi Mr Vickers. Thank you so much for sharing your story. We are incredibly relieved to hear that your young Lab is on the mend after such a frightening ordeal during your holiday!

It’s never easy when a pet falls ill, so we’re glad we could provide some peace of mind by making the claims process simple and fast. We’ll be sure to pass your kind words along to our team.

Wishing your brave boy a very speedy and full recovery!

Rated 5 out of 5 stars

Claim settled quickly

December 29, 2025
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Hi Lynne, thank you so much for your kind words and for leaving a review.
Andy from the RSPCA Pet Insurance Team

Rated 4 out of 5 stars

There was no fuss excellent service

There was no fuss excellent service, they contacted my vet payment in my bank super fast, thank you RSPCA

January 2, 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Hi Elizabeth, thank you so much for your kind words and for leaving a review. We really appreciate your feedback and we're so glad you had a good experience with our service!
Andy from the RSPCA Pet Insurance Team

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