Warranty & Creditor Services Reviews 

442
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 119 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the exceptionally helpful staff members who guide people kindly and professionally through every single step of the application process. People note that phone repairs and swift replacements are handled very efficiently, often resulting in brand new devices arriving safely within just a few days. Some reviewers were not happy with the overall service, mentioning significant difficulties trying to contact support agents and quickly resolve account issues. A few customers also reported experiencing frustrating situations involving damaged hardware conditions or unexpected charges for services they did not want.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting quick claim responses, fast repairs, and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting fast responses and helpful agents... See more

Staff

Users describe positive interactions with staff, noting that the team is very helpful, polite, and quick to... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that everything was easy... See more

Product

Customers had positive experiences with product, expressing full satisfaction and noting that the process was... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Great communicating , about 10 days with postage to get back as first day it wasn't delivered as nobody to sign for it. but great to get it back .

Company replied


Company details

  1. Gadget Insurance Company
  2. also in
  3. Insurance Agency
  4. Insurance Broker

Written by the company

We are a UK based, British owned company, established in 1993. Our team has a combined experience of over 200 years. We provide support for UK gadget retailers who also sell insurance to their customers. Talk to us for insurance on all things tech.

We protect gadgets

Written by the company

from accidental damage and theft.
Many of our policies are sold by our retail partners. Did you know you can add your other devices, such as phones used by your family, with us as well? Just give us a call (01256 471387) and we'll provide the details, or visit our website at https://wcsinsurance.co.uk/contact-us

We promise

to settle all valid insurance claims with care.

to settle all valid insurance claims with care.
We believe that if the worst happens and you have a valid claim against our insurance policies then we should settle your claim with the minimum of fuss and as fast as possible. We take the quality of repairs to your equipment seriously, using only the best parts, and if we can't repair your equipment or it has been stolen, then we should replace it quickly, too.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

442 reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(442)

109 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Super fast service for broken phone.

Submitted my claim and sent my phone off a few days later. It was back with me and fixed within a week! Can't fault it and their communication over email was great.

September 25, 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you very much for your kind review Emma. We're delighted you were pleased with the service.

Rated 5 out of 5 stars

Carn't fault them

Carn't fault them, well done. Painless claim from start to finish. Speedy service aswell

September 30, 2025
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Reply from Warranty & Creditor Services

Thank you for your positive review, we are delighted you are so pleased with the service when you made your claim.

Rated 4 out of 5 stars

What experience???

September 23, 2025
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Reply from Warranty & Creditor Services

Thank you for your review. This is in relation to receiving your correct Mobile Phone Insurance Policy documents quickly, so you are fully aware of what you are covered for.

Rated 5 out of 5 stars

The phone was brought back to me fixed…

The phone was brought back to me fixed and in top condition,there was also no delay in the timeframe as well

September 11, 2025
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Reply from Warranty & Creditor Services

Thank you for your positive review Joy, we are delighted you are so pleased with our service.

Rated 5 out of 5 stars

Excellent Great fast service

Excellent And Great fast service

September 22, 2025
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Reply from Warranty & Creditor Services

Thank you for taking the time to write a review, we are pleased you are so satisfied with our service.

Rated 5 out of 5 stars

Timely

The contract came on time and was well explained

September 3, 2025
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Reply from Warranty & Creditor Services

Thank you for taking the time to write a review, we do appreciate it.

Rated 1 out of 5 stars

If you send email from noreply@ you…

If you send email from noreply@ you leave me no other way to get in contact.

Stop contacting me. I will mark everything I get as spam.

September 1, 2025
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Reply from Warranty & Creditor Services

Thank you for contacting us, however, we have only sent you one email with your Mobile Phone Insurance policy documents that you requested when you purchased your handset with Fonehouse. You may have the wrong company.

Rated 5 out of 5 stars

How do you contact these people

I wanted to cancel this after the first 2 free months but can’t find how . Got back to me very promptly found it thank you

June 25, 2025
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Reply from Warranty & Creditor Services

We are sorry that you found it difficult to contact us. The telephone number to ring us, is on your Schedule of Insurance. We can see you have now emailed us at lunchtime today & your policy has already been cancelled and an email sent to you confirming this. We trust this is satisfactory.

Rated 2 out of 5 stars

For having the audacity to ask me to…

For having the audacity to ask me to rate your business after 2 days of having your insurance. This suggests you are relying on early reviews from customers whom haven’t experienced the claims process with you. So here is a 2 star review to help level the playing field. Your welcome

August 13, 2025
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Reply from Warranty & Creditor Services

Thank you for your review. We're sorry you have taken offence.

Rated 5 out of 5 stars

Great insurance

Great insurance

August 12, 2025
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Reply from Warranty & Creditor Services

Thank you for your very positive review, we really appreciate it!

Rated 1 out of 5 stars

Too costly

Way too expensive

August 4, 2025
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Reply from Warranty & Creditor Services

Thank you for your review, we are sorry that you feel this is expensive, however, we do feel that we are competitive in our pricing as WCS does provide a high level of customer service and our policy terms include using manufacturer parts rather than copy parts for repairs etc, which many other mobile insurers don't.

Rated 1 out of 5 stars

I just want my insurance for my phone…

I just want my insurance for my phone that i didn't know i had cancelled 11405290

August 8, 2025
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Reply from Warranty & Creditor Services

Thank you for your review, however, we have received an email from you specifically requesting cancellation of your mobile phone insurance as you confirmed it was not needed. This has been completed.

Rated 5 out of 5 stars

Great

Good value and just what I needed at a reasonable price

August 5, 2025
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Reply from Warranty & Creditor Services

Thank you for taking the time to write a review Neil, we are glad you found it good value

Rated 5 out of 5 stars

Michelle handled my claim with utmost…

Michelle handled my claim with utmost respect. From the beginning to the end of the process was incredible. I was a victim of pick pocket and when I reported it, they sent me the forms to fill. The whole process took about two weeks and they sent me a new handset after providing all the needed documents.
Thank you Michelle for your assistance. I really appreciate it.

August 4, 2025
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Reply from Warranty & Creditor Services

Thank you Mrs Sarpong for taking the time to write a review, we are delighted that you were so pleased with the service you received from Michelle. We always strive to provide the best customer service.

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