Explorer Travel Insurance Reviews 

441
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 98 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the competitive pricing, often finding it significantly better than quotes from larger companies, while still offering comprehensive cover for various holiday types. The service is frequently described as quick, easy, and efficient, making the process of obtaining insurance straightforward and hassle-free. Reviewers highlight the helpful and friendly staff who provide a personal touch, contrasting with larger, impersonal companies, and appreciate their knowledgeable approach. However, some customers also noted that they have not yet had to make a claim, so they cannot fully assess that aspect of the service.

What people talk about most

Price

Reviewers highlight positive aspects of price, consistently finding the travel insurance to be realistically... See more

Service

Customers consistently note positive experiences with service, highlighting its efficiency and ease of use,... See more

Claim

Customers had ambiguous experiences with claims, with many reviewers fortunately not needing to make a claim.... See more

Staff

People report positive experiences with staff, consistently praising their helpfulness and competence.... See more

Holidays

Consumers find holidays to be a positive experience, with many expressing satisfaction with their travel... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Ian was so helpful on the phone discussing Policy options for travel to Australia and was interested in finding best Policy for a pensioner on fixed income. He also has good sense of humour, but appr... See more

Rated 5 out of 5 stars

Great price and great service. Insurance was quick and easy to take out. We had reason to make our first ever insurance claim and were amazed at the speed and efficiency of the settlement. Will defin... See more

Rated 5 out of 5 stars

Quick and easy system to calculate cover for additional medical needs and quick offer for annual costs. Regular contact through email re travel topics that help to keep you up to date on change... See more

Rated 5 out of 5 stars

It was my mother that put me onto Explorer Travel Insurance and I will 100% be using them again. It was dead simple to fill out the details online and I have been very impressed with Ian's communic... See more


Company details

  1. Travel Insurance Company

Written by the company

Explorer Travel Insurance has been trading since 2011 and specialises in great value Single Trip , Annual Multi Trip, Winter Sports , Cruise and Backpacker travel insurance. Buy direct and choose from up to 5 levels of cover with the added peace of mind that all policies are underwritten by Allianz (the world's largest insurer) and include gadget and cruise cover as standard. We are based in Westcliff on Sea, Essex and are very proud of the excellent levels of service we provide to our customers both online and by our friendly and professional sales advisors. We don't have a maximum age limit for single trip policies and can offer cover for customers with, or without, pre-existing medical conditions.


Contact info

4.8

Excellent

TrustScore 5 out of 5

441 reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

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4.8

All reviews

(441)

95 reviews in the last 12 months

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Rated 5 out of 5 stars

This is our first time with Explorer

This is our first time with Explorer travel but I can highly recommend this company, although fortunately we haven’t had to claim! The agents are very informative and in fact email with travel info and handy travel tips. They are UK based and give the impression that they are on your side, a cherished customer. If the annual renewal and health are ok, We fully intend using them again until we are no longer fit to travel. Bravo Explorer!

June 19, 2025
Unprompted review
Rated 5 out of 5 stars

Outstanding Travel Insurance

Looking for travel insurance? Looking for excellent value? Looking for a personalised service? Then look no further!! Explorer Travel is a UK based company that offers an excellent service and a range of products to suit everyone. Get a quote, speak to a representative and you won't be disappointed! Into my second year now and can highly recommend! 😄

June 4, 2025
Unprompted review
Rated 5 out of 5 stars

I used Explorer for a cruise

I used Explorer for my northern European cruise in December ladt year. I took missed port cover out on my policy, and sure enough the stormy weather meant we missed Hamburg. Disappointing but couldn't be helped. I had my payout within a week of claiming. Great result..

December 8, 2024
Unprompted review
Rated 4 out of 5 stars

My husband and I have been using…

My husband and I have been using Explorer insurance for many years using on line and their telephone service without any issues, staff always polite and professional, we are in our later 70's and thankfully have never had to make a claim. Costs have been fair ..as yet we have no complaints..we always reccomend Explore to family and friends whether it be a one off trip or annual..I can only suggest you give them a try.

June 19, 2025
Unprompted review
Rated 5 out of 5 stars

Holiday insurance

So far my experience buying my travel insurance was easy. The price was good compared to other travel companies on the offer I had. I have not had to make a claim and therefore, unable to comment with regards to this. Hopefully, I won't have too either, but I know that I am covered for a whole year for my travels.

June 14, 2025
Unprompted review
Rated 5 out of 5 stars

The best insurance, DENGUE FEVER LIFESAVERS

The best travel insurance. I caught Dengue Fever whilst backpacking and Ian Explorer were a life saver, helped me in New Zealand find a hospital on multiple occasions even for check up after and had doctors/nurses call me DAILY for over two weeks to check up on me. I will always use Explorer Insurance. Thank you!!

July 19, 2024
Unprompted review
Rated 5 out of 5 stars

Totally satisfied.

Excellent company I felt involved at all times.
I was kept informed at all times and appraised of all current travel restrictions well in advance of my journey.
No complaints at all, keep up the good work.

June 20, 2024
Unprompted review
Rated 5 out of 5 stars

EXPLORER CRUISE INSURANCE

I have been using explorer for 10 years + and have always found their rates competitive and the staff very knowledgeable and helpful. I have 2 policies with them just now as I have a couple of cruises booked

May 30, 2025
Unprompted review
Rated 1 out of 5 stars

Ask them who administers claims

This company’s website is very easy to use but I would not say that the premium was competitive as I found a policy a thousand pounds cheaper with a household name insurer. However, the true measure of an insurance policy is when a claim has to be made as their claims are administered by Gallagher Basset something which is not at all made clear. Gallagher Basset’s reviews on Trustpilot are absolutely shocking annd in my experience rightly so. Ask them who andministers insurance claims Explorer Insurance have essentially washed their hands of the whole matter. We are still in the middle of a claim from February, and I foresee that I will be taking both companies to FOS.
Since posting the above I have been advised by them that they do mention on page 40 (yes page 40) of the terms and conditions document that they use a claims administration company. However insurance contracts are termed contracts of ‘utmost trust’ and all relevant terms should be clearly displayed. It seems to me that they have contravened this and also FCA guidelines on such contracts, as nothing pre-sales mentions a separate claims company. Also policies are underwritten by another company which they claim means that they are acting on behalf of that other company, that is not my understanding of a policy being underwritten but again not mentioned in pre-sales literature. It seems to me that they are not taking responsibility for anything and hiding behind very very small print. I think this should be tested before FOS.
Actually rereading page 40 it does not mention claims management companies at all, never mind Gallagher Bassett. It seems to me that between them one company gets all the the good for all the pre-sales work and Gallagher Bassett gets 94% bad reviews which is why I suspect why Explorer Insurance do not mention them in their documents.

January 31, 2025
Unprompted review

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