Freedom Mortgage & Protection Services Ltd Reviews 

152
TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

We have been so lucky that, we choose freedom mortgage and protection services for our first time home.. we have been greatly advised by Richard with his clear guidance and different offers from lende... See more

Company replied

Rated 5 out of 5 stars

Richard and Suzanne were absolutely fantastic and made my first time buyer mortgage process incredibly straightforward. They clearly explained everything and worked tirelessly, including some late eve... See more

Company replied

Rated 5 out of 5 stars

Richard and Suzanne helped us secure our mortgage as first time buyers. We didn’t really know what to expect having not gone through the process before but all of our questions were answered. With one... See more

Company replied

Rated 5 out of 5 stars

Fabulous, first class service from both Suzanne and Richard. From initial application of mortgage, through to Help to Buy process, myself and my partner were both fully updated and any queries or ques... See more

Company replied

Company details

  1. Mortgage Broker
  2. Insurance Broker

Written by the company

Friendly, professional mortgage and protection advice. Whether you are a first-time buyer, moving home, looking to remortgage to reduce your monthly payments or considering buy-to-let, we can help you. Freedom Mortgage & Protection Services was established with a clear goal: to offer clients expert, trustworthy advice combined with an exceptional level of service, to give freedom and peace of mind to know that you and your mortgage are in safe hands. Based in Ashford, Kent, we are mortgage brokers who provide professional mortgage and protection advice to clients looking to purchase or re-mortgage properties all over the U.K. We are specialists in finding lenders who will meet your needs for a mortgage and can access some deals not available directly to the public. So, whether you are a first-time buyer just starting out, looking to move, have complex income, limited self-employment trading history or are looking to purchase a non-standard property construction, we can help.


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4.9

Excellent

TrustScore 5 out of 5

152 reviews

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4.9

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(152)

8 reviews in the last 12 months

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Rated 5 out of 5 stars

Highly Recommended!

We could not have asked for better mortgage advisors! Richard and Suzanne were both incredible from the very first day we made contact right the way through to completion!

My husband and I were first time buyers and for a long time we could not pluck the courage to step on to the property ladder.

On the 19th of October we viewed a house which we absolutely loved and was put in contact with Richard. Richard was extremely knowledgeable. He gave us the advice and confidence we needed.

In addition to our mortgage application we also applied for Help to Buy, which again Freedom Mortgage managed the full application for us (with other mortgage advisors we were told that we needed to complete the HTB application ourselves).

It was an absolute pleasure working with Freedom Mortgage. Every call and email was returned to within an hour or two. We were regularly updated on the process of our application without any prompting. The services they provide are all free of charge to the client.

There were a few hurdles in the application with the lender but Richard and Suzanne were both so efficient, they would immediately notify us of any changes and chased the lender when required.

On the 21st of January, exactly 3 months after viewing the property we completed (this would have been sooner if the lender had not delayed us).

Highly recommend Freedom Mortgage! They truly understand how stressful mortgage applications can be and provide outstanding support throughout.

Last week it was my birthday, Suzanne even went the extra mile and surprised me with a birthday message! They add that personal touch which is so hard to find these days.

Looking forward to working with Richard and Suzanne in the years to come!

February 10, 2021
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Wow! What an amazing review - we simply cannot thank you enough. We understand how stressful the purchase process can be, particularly for first-time buyers, and there is nothing more annoying that not knowing what is going on behind the scenes! It is our job to minimise the stress and we are delighted to know that you are now both the proud owners of your first home. Hope the furniture deliveries arrive soon! :)

Rated 5 out of 5 stars

Very responsive and trustworthy

Amazing guys, Suzanne and Richard.

I had to arrange a mortgage urgently during COVID times, and Richard & Suzanne were extremely helpful in getting the mortgage sorted. We had to speak with them for long hours to understand the mortgage and HTB process and they provided detailed information without any hesitation.

I also had to change the HTB information thrice during the process and Richard and Suzanne were super helpful in putting together the documentation and liaising with HTB agents.

All in all, arranging mortgage wouldn't have been possible without their help. They made it look easy.

I'd definitely recommend them.

February 8, 2021
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Thank you very much for the kind compliments - it is our pleasure and a privilege to play a small part in helping you to secure your first home. We love what we do!

Rated 5 out of 5 stars

Richard and Suzanne have helped me from…

Richard and Suzanne have helped me from start to finish. They have been extremely professional and made the experience, of buying a new house, so easy and smooth. They are extremely knowledgable in processes and really know what they are talking about. Additionally they found me a mortgage 0.3% better then the best I had found - so if you choose these guys you're saving in the long term :D

January 15, 2021
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Thanks very much for the complimentary review - we are delighted to know that we have helped make the process of purchasing your first property smooth and pain-free! We look forward to helping you with all your future remortgages and property purchases!!!

Rated 5 out of 5 stars

Fantastic - don't go anywhere else!

I had been dealing with a mortgage broker, getting hugely frustrated as I could never get through on the phone, and waited on average 3 days+ for a response - this was the recommended broker from the Housing Association as well. I was recommended Freedom by a friend, and can not believe I nearly paid out £1500 in fee's (£500 to the broker) for such an awful service! Richard and Suzanne have been absolutely fantastic, saving me £1500 on up front fee's, responding to my requests, calls or emails in general within 4 hours, and generally being lovely to deal with. Their expertise is second to none, having got a significantly better deal on the mortgage as well. Couldn't recommend them higher.

January 12, 2021
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Thank you so much Sean for such a fantastic review! We do not charge our clients any fees at any time as we get paid an introducer fee by the mortgage lender once the mortgage completes - as does every mortgage advisor, so to try and charge clients separate fees on top of that is just greed!!!! It's been our pleasure supporting you to secure your mortgage offer and we will continue to support you once you own the property and beyond!

Rated 5 out of 5 stars

Great Experience

As a first time buyer I could not have asked for two more helpful people than Richard and Suzanne. They have gone above and beyond to be responsive and answer any questions I have. Overall fantastic experience.

January 8, 2021
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

It truly is our pleasure to be able to help all our clients to secure a mortgage (or remortgage) but it is particularly rewarding to know that we have helped our first-time buyers to realise their home ownership dreams! The process of buying a property for the first time can be hugely daunting so we go above and beyond to try and make sure you feel supported throughout. Thank you so much for taking the time to leave us such a glowing review. We look forward to helping you again in the future!

Rated 5 out of 5 stars

The Taylor’s

Just want to say a huge thank you to the team, Richard and Suzy for sorting out our mortgage, a few ups and downs out of our control (and theirs) but was thankful that Suzy took charge and chased the issues up and acted swiftly to rectify them. We weren’t an easy case so it was great that Richard found us the best deal and managed to allow us to get the house we’d dreamed of... Thank you both so much and I will continue to recommend you guys to everyone I know... Edd and Justine

January 1, 2021
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Thanks so much for taking the time to leave your comments and for the 5-star rating! We are delighted that we were able to overcome the hurdles put in our way and that you can both proceed with your dream home. Looking forward to the house-warming party when it is safe to do so! Thanks again xx

Rated 5 out of 5 stars

Real people that help you like real people

We weren't sure what to expect from this process - we couldn't get clear instruction/presentation of options until we spoke with Richard and Suzanne. They were always available within minutes of when we needed support. Our case was not straightforward and they managed to progress our case tactfully while making us aware of all the contingencies in the process. It felt truly like they internalised our case and were along for the ride with us...because they were. While there are some parts of our first house buying experience we would have done differently, selecting Freedom Mortgages was among the best decisions we did make!

December 23, 2020
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Thanks so much for the review - a lovely early Christmas present! We are so pleased to know that you have both felt supported throughout the process, which can be quite daunting anyway, but as a first-time buyer everything must feel foreign to you. It is our job to take as much of the anxiety and stress away from our clients and we are delighted when a mortgage offer is issued, as we are all in it together! Wishing you both a lovely, safe and peaceful Christmas xx

Rated 5 out of 5 stars

Best support and advise for my first house mortgage

We have been so lucky that, we choose freedom mortgage and protection services for our first time home.. we have been greatly advised by Richard with his clear guidance and different offers from lenders. He has overcome so many obstacles for us. Highly professional and organised as well.. apart from Richard we have been greatly supported by Suzanne with her all hard work for HTB application, Mortgage application and others necessary for this mortgage. We couldn't have done this without her help and support. Always got update from them. Many thanks and bless you the team...

December 17, 2020
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

We are both sincerely grateful for your kindness and complimentary review of our services. We feel that it is our privilege to help our lovely clients realise their home-ownership dreams. Thank you both allowing us to do that for you xxx

Rated 5 out of 5 stars

Above and beyond!

My circumstance was particularly challenging and not the average remortgage. Richard and Suzanne have gone out of their way to secure me a product which wasn't easy. I have already recommended them to close friends and I will not hesitate to seek their service again when the time comes. 10 Stars from me - Delighted.

December 17, 2020
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

We always said we would never give up and perseverance certainly pays! It's been our pleasure to help secure a mortgage offer for you and we look forward to working with you again. Thank you so much for the referrals - there is no greater compliment! xx

Rated 4 out of 5 stars

Suzanne is a rockstar!

Suzanne Jaworska was extremely helpful throughout the process of buying my property. She was remarkably professional.

I am unsure if the company reads these reviews but if so I would highly recommend promoting her as she was the only person during my house purchase process that I felt was good at their job.

December 16, 2020
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Hi Darren - thank you very much for the review. I will certainly be asking for a pay rise! We are so pleased to know that you have now moved in and that you will be spending Christmas in your beautiful new home. Wishing you all the very best and look forward to working with you again when it is time to re-mortgage! Suzanne @ Freedom Mortgage & Protection Services.

Rated 5 out of 5 stars

Excellent Service

Richard and the team were very supportive from the beginning and all the way throughout. The service felt informative, professional and personable and we would highly recommend their services.
K&D

December 8, 2020
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Thank you so much for taking the time to leave us such a glowing review. We appreciate your feedback and are really pleased to know that you have felt supported throughout the purchase process. We look forward to working with you again in the future! xx

Rated 5 out of 5 stars

First class service!

Fabulous, first class service from both Suzanne and Richard. From initial application of mortgage, through to Help to Buy process, myself and my partner were both fully updated and any queries or questions were answered promptly. Highly recommend freedom mortgage services. Thank you Richard and Suzanne! Leighanne and Mike

December 7, 2020
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Music to our ears! It really is our genuine pleasure to play a small part in making your property purchase dreams a reality! There is nothing worse than not knowing what is going on, so we try our utmost to ensure that our clients are always fully informed every step of the way! Thank you so much for the kind compliments and feedback, we really appreciate it x

Rated 5 out of 5 stars

Impressive service

As a first time buyer, I was really fortunate to get such a great service. I did not know what to expect and I was afraid of potential delays.
They obtained a decision in principle from a lender within a day and from then, each step was clearly explained to me in simple terms by both Suzanne and Richard. I was actually impressed by their availability for questions. They have been very quick to respond, always with clear answers. Even after the mortgage got accepted, they were able to make adjustments to my mortgage.
They also took care of my application to the help to buy scheme which made it totally effortless for me – I literally had nothing to do but signing the application. They even caught some typo from other parties and were always on top of things to prevent any potential delay.
They take privacy seriously. They always asked me if it was fine sharing documents with other involved parties. They have a secured portal to upload documents which is much better than sending sensitive documents over unsecured email. I wish it was possible for documents to be shared both ways on the portal.
Thanks to them, financing my first property purchase was smooth and swift. Although I am sure it requires a lot of work and efforts to get to that quality of service, all the administrative part was made ridiculously easy for me. I am very satisfied with Freedom Mortgage & Protection Services and I would highly recommend them to anyone.

November 18, 2020
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Reply from Freedom Mortgage & Protection Services Ltd

Thank you so much for taking the time to leave such a positive, detailed and thoughtful review. We understand and appreciate just how daunting the property purchase process can be and take extra care to ensure that all our clients (but particularly first-time buyers) feel supported throughout their journey to home ownership. Knowing that you have found the process effortless means that we have done our jobs as that is how it should be. We thank you sincerely for your kindness and look forward to working with you again in the future.

Rated 5 out of 5 stars

Responsive and knowledgeable

As a first time buyer, Richard and Suzanne have been incredibly supportive in helping me secure my mortgage offer, and contending with the significant delays many buyers are encountering with their mortgage applications at present. They provide an extremely responsive service and Richard is very knowledgeable. I have already recommended Freedom Mortgage Services to a friend and would not hesitate to recommend them to others in future.

November 15, 2020
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Thank you for the kind compliments Ellie - we got there in the end! The lender certainly did test our patience and resolve but perseverance pays! Looking forward to hearing you that have moved in to your lovely new home :)

Rated 5 out of 5 stars

all good

all good. Always quick response to my queries.

November 15, 2020
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Reply from Freedom Mortgage & Protection Services Ltd

We are pleased to know that you are pleased with the service you received! We do our best! :)

Rated 5 out of 5 stars

Go to people for financial advice

Really loved the service and promptness to respond to queries. A good advice provided, questions answered and overall assistance through the mortgage process.

October 9, 2020
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Reply from Freedom Mortgage & Protection Services Ltd

Thank you very much for the kind and positive review. We do our best to respond to all queries as quickly and as thoroughly as possible as we understand and appreciate how stressful the application process can be. It's been our pleasure to assist you with your first property purchase.

Rated 5 out of 5 stars

Service was excellent

Richard and Suzanne helped me buy my first property 5 years ago and recently helped me get the best deal available when I needed to re-mortgage. On each occasion they have been supportive and explained every step of the process. They are extremely quick at replying and offer an excellent customer service. I highly recommend them.

October 1, 2020
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Pleasure to be able assist you again Michael - thank you for your kind review. There is no greater compliment if you feel comfortable and confident in recommending us to others.

Rated 5 out of 5 stars

Excellent Service and Very smooth

Richard and Suzanne have been fantastic during the entire house buying process. They were always happy to answer any questions and they were also very responsive to queries and kept me updated at all times. I will definitely request for their services again should I need to remortgage and would definitely recommend to others. Good job Freedom Mortgage Services!

September 29, 2020
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Thank you for the glowing review Nathan! We do our very best and are so pleased to know that you have felt supported throughout the mortgage application process. We are still here to support you through to completion of your purchase and beyond!

Rated 5 out of 5 stars

Fantastic Service!

Richard and Suzanne both helped me through the process of obtaining a mortgage for my flat. As a first time buyer I was a bit unsure of the process and what to expect, but they were both friendly throughout and Suzanne kept me in the loop with which stage we were currently and what the next steps would be. This helped to make the process much smoother, and helped me to feel less anxious about the wait periods while we were in the queue for the lender.

I'd highly recommend Freedom Mortgage Services to anyone looking to buy a home!

September 28, 2020
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Thank you so much for the great review Isabel! We certainly had a few challenges didn't we but nothing that we could not overcome with a little patience and perseverance!

Rated 5 out of 5 stars

Top quality service

As first-time buyers, my wife and I were slightly nervous about the house-buying process, especially during the pandemic! But Suzanne and Richard have been absolutely superb - unlike some of the other brokers we have previously attempted to use, they've provided an extremely quick, effective service every step of the way. From answering emails at every time of day to being on hold for hours on end to lenders, they've truly both gone above and beyond the call of duty to make our move possible.

They've also been incredibly patient with us, as we've fired question after question their way. They did a superb job of getting us a great deal on our mortgage, and we've really loved working with them. We'd both thoroughly recommend them to friends, and look forward to using them again in future.

September 22, 2020
Unprompted review
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Reply from Freedom Mortgage & Protection Services Ltd

Thank you so much for taking the time to leave your feedback - we are both over the moon to know that you have felt so supported through what can be a complicated process! We are still here to support you right through to completion of the property purchase and beyond! Many thanks again.

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