MotorCycle Direct Reviews 

5,619
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 439 reviews, reviewers had a great experience with this company. Customers frequently praise the competitive pricing and value, often finding quotes fair and inclusive of necessary extras. Many people highlight the straightforward and easy online process, noting quick setup and instant document access. Reviewers also appreciate the clear website navigation and helpful customer service. However, some customers noted website issues, like difficulties printing documents or accessing account portals. A few other people also felt customer service could be slow, citing long chat wait times, unhelpful responses, or the absence of a direct phone line. Additionally, some consumers mentioned concerns about inflated renewal prices.

What people talk about most

Price

Consumers find price to be positive, with many reviewers reporting competitive prices and good value for the... See more

Website

Clients share ambiguous opinions on website functionality, with some reviewers finding the website clear,... See more

User experience

Customers had positive experiences with user experience, finding the process easy and straightforward from... See more

Customer service

Customers consistently note ambiguous experiences with customer service, with many expressing significant... See more

Service

Reviewers mention ambiguous feedback about service, with some customers expressing satisfaction, highlighting... See more

Reviews shaping this summary

Rated 4 out of 5 stars

easy to process online. Its been a while since I took insurance out with with Motorcycle Direct and there seems to be so many more add on's this year its become a minefield of extras.

Company replied

Rated 4 out of 5 stars

Good price.Everything was very straitforward. The only problem I had was when trying to print my certificate. The background would print but not the text. I did overcome this in the end by making a sc... See more

Company replied

Rated 4 out of 5 stars

Not a bad experience, eny questions you have to go through a chat box no direct phone line but that was ok.

Company replied

Rated 4 out of 5 stars

Chose because of reasonable price. Doesn't start for 3 weeks. Hopefully will never need to claim.

Company replied


Company details

  1. Motorcycle Insurance Agency
  2. Insurance Agency
  3. Insurance Broker
  4. Insurance Company

About MotorCycle Direct

Written by the company

MotorCycle Direct was founded in 1997, with the aim of providing bike and scooter insurance solutions. The company was formed out of a commitment to offer the best service at competitive prices to riders in the UK.

We have built up an extensive knowledge of the UK's motorcycle industry together with a comprehensive understanding of bike insurance. By building relationships with the UK's major insurers we are able to find the best quotes whilst retaining our independence and expertise to offer customers the products they need.

Naturally, this type of industry knowledge and extensive coverage means we cater for most models on the market, and we are also able to offer a service that fits the individual biker. MotorCycle Direct was born out of an enthusiasm for bikes and our success rests on getting this across to our customers - whatever bike they ride. VISIT WEBSITE


Contact info

4.2

Great

TrustScore 4 out of 5

6K reviews

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Asks customers to review

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Replied to 96% of negative reviews

Typically replies within 1 week

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4.2

All reviews

(5,619)

396 reviews in the last 12 months

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Rated 1 out of 5 stars

Shocking rip off

Shocking, found MD using a comparison website. Looking for 50cc scooter insurance, only option is bike. Changed details to full car all good. Received documents, I suddenly had full bike insurance. Contacted MD using their chat. Got put on hold for ages to talk to a person.
The person was totally unknowledgeable about bike insurance. Was requoted twice the price, so I cancelled. Got charged £60 admin fee. RIP OF COMPANY.

No and No to the reply.
If you READ the review, it explains. Further the agent did not really have a clue.
And again I changed the settings on the compare website to moped........
I had allready paid the price of the insurance, then received the paperwork, when I read this it stated full licence.
I would have been driving around uninsured and illegally. So don't talk rubbish, look at YOUR systems. Bye-bye.

June 23, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Pieter

Looking at the numerous quotes that you did online via the aggregator site, we can see that on each one you have confirmed that you had a full bike license. These quotes that were generated were based on that information. By amending that to the correct type of licence, it does change the risk on the policy. We have reviewed the chat, and the agent explained the reason for the increase in price clearly, which you accepted, gave you a breakdown of the additional cost, and an alternative to making the change. We are sorry that you feel that this did not met your expectations, and if you would like to contact us via our live chat facility we can run through this with you again.

Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

Do not use!

After trying to proceed with the original quote, the payment was not processing, so I spoke with the chat, who advised me their system doesn’t like safari and to move to chrome. After doing this, and putting the web reference in, it did not find my details or any record of the quote. I did it all again and had the same issue. 2 soft searches, no policy and the most unhelpful chat service, who ignored me after I said I wanted to make a complaint. Stay well away. I have screenshots of the chat to compliment the above.

June 27, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Matt


That is certainly not the level of service we strive to achieve. As this has come through a third party site, we are unable to locate a quote or policy for you to investigate. If you could contact us via our live chat facility, we would be happy to investigate this further for you, and make sure that a complaint is logged on your behalf if it was not done previously.

Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

Rip off merchants

Got insurance from this company changed bike after 2 weeks the company would not give me a quote for new b8ke then wanted the years balance to cancel then went into my bank account and took money without my permission claiming they had to pay for breakdown up front which was included in the policy stay away from this company charlatans.
They also use a company called premiere credit who does a hard credit search for the price off a 100 pounds which hits your credit report hard any other company uses a soft search for such a small amount so for 110pound premium they charged me 95 pound cancellation which was there fault not giving me a new quote and it has hit my credit score which was worth more than there premium even speaking to someone didn't help they took the money anyway so if I've paid for a breakdown service for a year where are the details no can't get that information either so save your money your credit score stay away from this company because if anything should happen while your insured don't expect any assistance seeing i paid for breakdown cover for the year give me the details to contact the company so I can transfer to my new bike

June 26, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

HI Mr. Graham

We are sorry that you feel we did not meet your expectations. We have looked at your policy that you had with us that started on 20.05.2026. You were looking to make the change on 17.06.2026, which was outside the cooling off period of 14 days. You had done various quotes and selected the one with the Diamond package, which includes some optional extras. In the terms of business which you need to agree to before buying the policy, it states that the optional extras are non refundable outside the cooling off period, and provides a breakdown of our fees and charges. It also confirms that the credit checks will be done by Premium Credit Limited if you chose to pay for your policy via direct debit. We did send out a change of bike form for you to complete, but did not receive that back, and you choose to cancel the policy when dealing with an agent over our live chat facility. Please contact us again via our live chat facility if we can run through anything further with you.

Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

0344 800 966

0344 800 966
Took them three days to come back from a query and trebled the price. Still the details were inaccurate and my details have not changed, except no points on licence. Was impossible to correct online.
If you want to call them 0344 800 966 this is the number they don't want you to know.
Used MCN comparison and got a way better deal.
DO NOT USE THEM

June 25, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi

We are sorry that you feel we did not meet your expectations. As this review has come via a third party site, and does not have your name or reference number on, we can not look into this. If you would like to contact us via our live chat facility through our web page or through your portal, we can investigate this for you.

Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

Dreadful

Dreadful, appalling, shocking, con artists, rip off merchants...AVOID ! filled in the online quote, all good . Checked the documents that arrived by email, found a couple of discrepancies so had to use the live chat to amend the details. Was told that I had filled it in wrong on the online form ( bull shit !) charged me £48 to amend the quote and then a £20 admin fee ! Now I've been told I've not admitted to a insurance claim (that I had no knowledge of) and now they want another £48 plus a £50 fee... Absolutely shocking, and that on line chat, f. me ! Awful... Had my pants pulled down with these , they reel you in with a good quote then continue to rob you. Great way to start with a new customer.

June 23, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mark

We can see that we have been in touch with you since the review, and the issue has been resolved.

MotorCycle Direct

Rated 1 out of 5 stars

1 hour 10 minutes waiting in a ‘chat’…

1 hour 10 minutes waiting in a ‘chat’ queue after not being able to advise of change of bike online due to newly registered bike not appearing in the database
70 minutes in effect ‘on hold’…
Absolutely unacceptable.
Accordingly cancelled insurance despite the admin fee of £50.
Very poor customer service.

June 22, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Michael

We are sorry that the level of service you received was not up to our normal standards. Reviewing the live chat and the change of bike form, we can see that you did wait over an hour. Please accept our apologies for that, we are sorry to have lost you as a customer.

Ride safe.

MotorCycle Direct

Rated 1 out of 5 stars

Absolutely shocking insurance company

Absolutely shocking insurance company, sky high renewals and then show up on comparison sites half the price for the same cover. Their emails always go through to your junk and they are very difficult to speak to. Overall terrible don’t use

June 2, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Michael

We are sorry to hear that you have not had a great experience with us. Would you be able to contact us via our live chat facility to look into this for you, as this review is via a third party organisation, there are no policy or reference numbers for us to investigate the issue for you.
Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

Really disappointed in Motorcycle…

Really disappointed in Motorcycle Direct’s cancellation approach, and no attempt at a phone call/email/letter. Posting on the portal with a single ‘pay within 7 days’ is not reasonable and passing the issue onto debt control&pay extra.Poor experience: needs urgent fix.

June 14, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi
We are sorry that we did not meet your expectations. If download was your chosen delivery method, you would have received an email asking you to log into your portal regarding your policy. If there was an outstanding amount to pay, you would have been able to settle that via our live chat facility which is open Mon - Fri 9am - 6pm and Saturday 9am - 1pm. As there is no policy number or a client reference, we have been unable to look into this any further for you. If you would like to contact us via live chat, we will gladly look into the cancellation.

Many thanks
MotorCycle Direct

Rated 1 out of 5 stars

Appalling

Appalling ! I don't use online services I'd need a person on the phone not a portal not a chat bot not anything I need to communicate to a human ! So after 40 minutes I get a human i ask for hard copies for filing as I have 3 bikes insured with this company. Its changed its not suitable for older bikers who need a person at the end of the phone ! Then I get my new bike insured i ask for hard copies to be posted to me she agrees and send me a email saying for all paperwork use the portal !!!? WTF when I was on the phone prior I told her my email address isn't registered with 'The Portal' hence needing a phone call so she sends me all my paperwork via a portal I cannot use & im not registered for yet she was quick enough to take my payment for my new bike !!! These are a very one-sided company & really took the piss today !! I just need good old telephone conversation & paperwork to file ! I wasn't listened to or heard ......or helped for that matter bit of a joke & ultimately pissed me off as a customer......

June 5, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hello Alison

We are sorry that the service that you received was not up to our standards, and we would like to investigate this further for you. As the review comes from a third party site, we do not have any policy or contact details. If you could provide us with either a contact number, email address, client reference or policy number we can make sure that you have paper copies sent out and review the interaction you have had.

Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

Not letting me cancel my policy

Not letting me cancel my policy

December 4, 2025
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Morgan

You can contact us via live chat through our website or your portal to cancel your policy - alternatively there is also a link and you can complete the form to cancel which we will action. We have logged a callback with one of our agents who will call you today to run through the cancellation with you.

Thanks

MotorCycle Direct

Rated 1 out of 5 stars

Absolutely worthless customer support

Absolutely worthless customer portal.

No way to contact via phone so your only choice is live chat which asks you to confirm details that you can literally see on the page after login.

Insurance was done through Allianz, but they don't give you access to the Allianz account so you can't use their portal and have to instead get redirected between teams on the phone lines which aren't designed for complex queries.

My motorbike was stolen and the payout took 5 weeks following the writeoff and confirmation that they were going to pay out.
What's notable about that is that once the bike is written off, you have to have a replacement bike within 23 days otherwise the policy is cancelled automatically.
Without payment, I couldn't afford a new bike, so my policy was automatically cancelled.

When I queried this to try and get an extension, they could only give me a week and said I needed to contact Allianz for a further extension, which I couldn't reach without access to the Allianz portal.

The customer service agent was replying in broken English and cut me off with no explanation, which initially I thought was due to my internet dropping, but after waiting in the queue for another 45 minutes, the new agent explained was intentional.

Side note, one of the claims contact numbers on the portal is old and so I could only find the correct number through the live chat.

Could not recommend a company less.
Fork out the extra money for a more reputable insurance company, you'll save yourself a massive headache.

June 3, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Good afternoon

As there are no details regarding either the policy or the policyholders name as the review has come through a third party provider, we have been unable to contact you to discuss. If you would like to contact us via our live chat facility through the website or your portal, we will gladly review this matter for you.

Many thanks

MotorCycle Direct

Rated 5 out of 5 stars

The online application was very…

The online application was very straightforward, the terms easily understood and competitive. 👍🏼

June 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Keith

Thanks for taking the time to leave he great feedback, it is good to hear that you found it straight forward to set your policy up with us.
Ride safe!

MotorCycle Direct

Rated 4 out of 5 stars

Pretty straightforward process to order…

Pretty straightforward process to order my bike cover, however it’s not clear if you require evidence of my no claims , I tried to contact you on your chat but this was unobtainable at the time according to the site.
Clarification of this would be help

June 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mr Hutton

No, we do not need proof of your no claims bonus. We can see that you have received and downloaded all your documents. If there are any further questions, please don't hesitate to get in contact with us.
Ride safe!

MotorCycle Direct

Rated 5 out of 5 stars

Easy to understand and sort out can you…

Easy to understand and sort out can you send me a paper copy of the insurance many thanks

June 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi John

Thanks for taking the time to leave a review. We are glad that you found our site easy to understand and use.
A paper copy will be sent out to you as requested. If you register for the portal, you will have access to all your documents on your policy whenever you need them.

Thanks

MotorCycle Direct

Rated 5 out of 5 stars

Good price for insurance package

Relatively easy to apply online. Very competitive price for products offered. Smooth transaction and documents easy to access.

June 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Davie

It is great to hear to found it so easy to set up your policy with us. Ride safe and we will be here if you need us!

Thanks

MotorCycle Direct

Rated 4 out of 5 stars

Gave me the best quote and their…

Gave me the best quote and their Diamond package was simply too good to pass. Chatbot was good too.

June 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mohammed

Thanks for the great feedback, we are glad that you found a policy with the additional products you wanted and at a price that suited you. It was also great to hear that you found our Chatbot was efficient.
Ride safe!

Thanks

MotorCycle Direct

Rated 5 out of 5 stars

Simple and efficient

Simple and efficient

June 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi

Thanks for the great feedback, we are glad that you found the process so simple and efficient to set up your policy with us!

MotorCycle Direct

Rated 1 out of 5 stars

Avoid no customer service

Been with them a few years paid monthly on time no issues
Tried to cancel
Could not log into a stupid portal the only way they will communicate
Could t get anyone on chat it’s only open certain hours
And emails are bounced back and not responded too
No telephone number to speak to a human
Got email today ages after cancelled and selling moped and they saying they sending me to a best collection agency for no paying an early cancellation fee!
I’d have no email no letter nothing before this email
Last email I got was to say your policy cancelled
Which took me ages of clicking around their stupid website
I’ve had no notice just this threat which had upset me as I always paid on time!
Jist spent half hour with agent on chat who sent me 3 payment links one didn’t work said expired second gave me someone else’s name and address breaching gdpr
And third she sent me to portal which I didn’t have access too and logged off and left conversation!
There was even a spelling mistake on the page to say link expired!
Very unprofessional and u can’t speak to a person and customer service is awful
Do not use!!!!

May 29, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mrs England

We are sorry that we did not meet your expectations regarding your policy. We can see that a complaint has been logged on your behalf to investigate this further for you, and one of our complaint handlers has been in touch and left a voice mail. An email will follow shortly and your comments above have been added to the complaint to be reviewed.

Regards

MotorCycle Direct

Rated 3 out of 5 stars

really wanted to speak with someone…

really wanted to speak with someone about my existing policy, no means to contact unless through the customer portal to which I cant get onto, really frustrating.

May 14, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Good morning Sean

Sorry about the late response - we have logged a call back for you from one of our agents to see how we can assist.
Many thanks

MotorCycle Direct

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