MotorCycle Direct Reviews 

5,619
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 439 reviews, reviewers had a great experience with this company. Customers frequently praise the competitive pricing and value, often finding quotes fair and inclusive of necessary extras. Many people highlight the straightforward and easy online process, noting quick setup and instant document access. Reviewers also appreciate the clear website navigation and helpful customer service. However, some customers noted website issues, like difficulties printing documents or accessing account portals. A few other people also felt customer service could be slow, citing long chat wait times, unhelpful responses, or the absence of a direct phone line. Additionally, some consumers mentioned concerns about inflated renewal prices.

What people talk about most

Price

Consumers find price to be positive, with many reviewers reporting competitive prices and good value for the... See more

Website

Clients share ambiguous opinions on website functionality, with some reviewers finding the website clear,... See more

User experience

Customers had positive experiences with user experience, finding the process easy and straightforward from... See more

Customer service

Customers consistently note ambiguous experiences with customer service, with many expressing significant... See more

Service

Reviewers mention ambiguous feedback about service, with some customers expressing satisfaction, highlighting... See more

Reviews shaping this summary

Rated 4 out of 5 stars

easy to process online. Its been a while since I took insurance out with with Motorcycle Direct and there seems to be so many more add on's this year its become a minefield of extras.

Company replied

Rated 4 out of 5 stars

Good price.Everything was very straitforward. The only problem I had was when trying to print my certificate. The background would print but not the text. I did overcome this in the end by making a sc... See more

Company replied

Rated 4 out of 5 stars

Not a bad experience, eny questions you have to go through a chat box no direct phone line but that was ok.

Company replied

Rated 4 out of 5 stars

Chose because of reasonable price. Doesn't start for 3 weeks. Hopefully will never need to claim.

Company replied


Company details

  1. Motorcycle Insurance Agency
  2. Insurance Agency
  3. Insurance Broker
  4. Insurance Company

About MotorCycle Direct

Written by the company

MotorCycle Direct was founded in 1997, with the aim of providing bike and scooter insurance solutions. The company was formed out of a commitment to offer the best service at competitive prices to riders in the UK.

We have built up an extensive knowledge of the UK's motorcycle industry together with a comprehensive understanding of bike insurance. By building relationships with the UK's major insurers we are able to find the best quotes whilst retaining our independence and expertise to offer customers the products they need.

Naturally, this type of industry knowledge and extensive coverage means we cater for most models on the market, and we are also able to offer a service that fits the individual biker. MotorCycle Direct was born out of an enthusiasm for bikes and our success rests on getting this across to our customers - whatever bike they ride. VISIT WEBSITE


Contact info

4.2

Great

TrustScore 4 out of 5

6K reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 95% of negative reviews

Typically replies within 1 week

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4.2

All reviews

(5,619)

397 reviews in the last 12 months

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Rated 1 out of 5 stars

Very poor

Very, very poor service if you are asking anything the not programmed in the Chatbox. Spent hours trying to change my bike details, only to be informed they couldn't insure the new bike, even though was the same newer model.

May 8, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mr Jackson

We are sorry that we were unable to do a change of bike on your policy for you. When trying to process the change, the risk was unacceptable to your insurer at the time, but we could have run it through to see if an alternative provider would have been able to cover your new bike. We can see that you sent in a cancellation request which was actioned for you.

Many thanks

MotorCycle Direct

MotorCycle Direct

Many thanks

MotorCycle Direct

Rated 5 out of 5 stars

Very pleased

Take a while using chat but service was fantastic and if you take the time to fully explain the situation they go out of their way to provide the best cover

May 5, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Anne

Thanks for the 5 star rating and the great feedback, we are glad that we were able to assist you!

Thanks

MotorCycle Direct

Rated 5 out of 5 stars

Easy to use website with good…

Easy to use website with good explanation of terms and conditions etc.
Very good price and easy admin process.

May 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mr Bagnall

Thanks for taking the time to leave a review, and for the great feedback. We are glad that you found a policy at a price that suited you and that you found it so easy to set up.
Ride safe!

Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

Wrong details put on policy ,policy…

Wrong details put on policy ,policy wasn’t due to start for another three days and was charged to cancel and a set up fee .Will not use this company again !

May 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Clare

We can see that the policy was taken out online through The Bike insurer. When taking out the policy the terms of business would have had to have been accepted before intercepting the policy, and the fees and charges are listed on there. We are sorry that the insurer was not able to continue the cover with the correct details on the policy. If you would like to discuss this further, please contact us via our live chat facility, and we can run through that with you.

Kind regards

MotorCycle Direct

Rated 5 out of 5 stars

Simple and effective!

Simple and effective!

May 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Curt

Thanks for your great feedback, we are glad that you found it so simple to set up your policy with us.
Ride safe!

MotorCycle Direct

Rated 5 out of 5 stars
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mr Davies

Thanks for great feedback and for taking time to leave a review. We are glad that you found the website so easy to use.
Ride safe!

Thanks

MotorCycle Direct

Rated 1 out of 5 stars

Extremely disappointed

Extremely disappointed – £68.75 cancellation fee on the same day for a policy that was never needed

I purchased a motorcycle insurance policy from Motorcycle Direct at 3pm today because I was in the process of buying a motorbike. Unfortunately, the bike purchase fell through shortly afterwards, so I immediately contacted them to cancel the policy.
Despite the policy having been in place for only a few hours and no cover actually being used (as I never took ownership of the bike), they charged me a £68.75 cancellation fee.
I understand that companies have administration costs, but charging nearly £70 for cancelling on the same day – before any meaningful cover was provided and right at the start of the 14-day cooling-off period – feels excessive and unfair. This was not a long-term policy that I was terminating early; it was a purchase that became redundant within hours due to circumstances beyond my control.
This experience has left a very sour taste. I would strongly advise others to be extremely cautious when buying insurance from Motorcycle Direct, especially if there's any uncertainty around the purchase of your bike. Check their cancellation terms very carefully before committing.
I will not be using them again.

April 28, 2026
Unprompted review
Rated 1 out of 5 stars

It is impossible to speak to anyone…

It seems impossible to speak to anyone !!!!!!!
I have a question that is not answered by their portal and the online chat in inpenetrable as all the portal says is "message us" but doesn't tell you how to message them.... absolute crap service

April 23, 2026
Unprompted review
Rated 5 out of 5 stars

Called today to re insure my bike

Called today to re insure my bike. Elaine was extremely helpful and sorted out my no claims bonus saving me some money. Didn't rush on the phone and made everything clear.
Thank you 😊

April 17, 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely shocking service..

Absolutely shocking service... their text chat in customer portal hasn't worked for weeks, only number to call them on is a claims line, if you try that they just keep putting the phone down on you! I am going to report them to the insurance ombudsman and insurance regulatory board, honestly- just don't even contemplate insuring anything with these clowns.

April 14, 2026
Unprompted review
Rated 1 out of 5 stars

No email or telephone numbers given, portal doesn't work reliably.

No email or telephone number is provided for help and everything is supposed to go through their "customer portal" which DOESN'T WORK on many web browsers. This makes it incredibly complicated and frustrating to communicate with them. I will switch to an insurer that can answer an email or pick up the phone.

April 9, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi

We are sorry to hear that you have had issues with your portal. We can see that you have since been in touch with us via email and our live chat facility, and you have since cancelled your policy. We are sorry that we were unable to help you further.

MotorCycle Direct

Rated 1 out of 5 stars

significantly higher price on renewal and chat is a tiresome process

They want to charge me an extra ₤100 on a renewal which is a +25% increase.
I go on the chat and wait over 30 mins then they come on and close the chat when I don't response in rapid time.
No quick way to reopen chat and have to go through the *insert expletive* chatbot.
You think I've got time to be waiting and wasting it all day for you guys...
It's all good though, I'll go with another company that is already ₤150 cheaper.
Great way to treat customers... Peace out.

April 8, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Andrew

We are sorry that you feel that we did not meet your expectations, and your comments will be taken into consideration. Our wait times were higher than normal after the bank holiday weekend. We can see that you did come through and spoke to one of our agents who managed to get a better rate for you. Just to confirm, if the new policy is not taken up with us, your policy will lapse and confirmation, along with your no claims bonus certificate, will be sent to your portal for you.

Many thanks
MotorCycle Direct

Rated 5 out of 5 stars

Easy peasy

Very easy to use

April 3, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Geoff

It's great to hear that you found it so easy to set up your policy with us. Ride safe!

MotorCycle Direct

Rated 5 out of 5 stars

Easy

Easy, not complicated and quick

April 2, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Lisa

It's great to hear that you've had a good experience. If you need any help in the future please let us know. Thanks!

MotorCycle Direct

Rated 1 out of 5 stars

Terrible Chatbot only service

For many policies there is no telephone helpline- just an imcompetent andd very slow Deadchat, operated by an illiterate chatbot. Thus every action is too slow. If MC direct can't be bothered to speak to their customers- I can't be bothered to keep them afloat. They've just lost business after 20 years.

April 2, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mark

We're sorry to hear that you feel we did not meet your expectations. Your feedback is important to us. As this review has come through via a third party site, we are unable to locate your policy and get any contact details to call you and discuss. When you come through to our live chat, the initial few questions are via a chatbot, and once those initial questions have been answered, the chat does go through to a live agent who would have been able to assist you. If you would like to contact us via our lice chat, we will look into assisting you further.

MotorCycle Direct

Rated 1 out of 5 stars

They seem great at first

They seem great at first
Cheap and cheerful
Very difficult to get hold of anyone
Smoke and mirrors
Website is terrible to navigate
After being a customer for a number of years very dissapointed indeed .
Charged me over the odds to leave when my monthly payment had coverd there costs .
Now escalated to a debt company because final payment had gone to portal .
Which I wasn’t aware

Very poor customer service

April 1, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Liam

We’re sorry you feel we did not meet your expectations. When you did cancel your policy on 18.03.2026, we can see the agent did explain to you the breakdown for the fees and charges, and that the outstanding balance would be available on your portal. A reminder was sent via email on 26.03.2026 that there was an outstanding amount. Looking at the portal for CRS, we can see they have received the outstanding amount.
If you do have any further queries please don't hesitate to contact us via our live chat facility.

Many thanks
MotorCycle Direct

Rated 5 out of 5 stars

The lady dealt with my query…

The lady dealt with my query proficiently and politely.

April 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Ian

Thanks for the great feedback, we are glad that your query was dealt with politely and efficiently. Ride safe!

MotorCycle Direct

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