The Mortgage Works Reviews 2,544

TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 644 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and positive attitude, making interactions pleasant and productive. The service provided is often described as excellent, with consumers noting the efficiency and ease of their overall experience. Reviewers are particularly impressed with the exceptional customer service and the smooth user experience. However, some people mentioned slow communication and conflicting information. A few other people also felt that the underwriting process was slow and lacked sufficient updates, leading to a less satisfactory experience.

What people talk about most

Staff

People report positive experiences with staff, consistently praising their helpfulness, professionalism, and... See more

Service

Users describe positive interactions with service, highlighting the professionalism and helpfulness of staff... See more

Customer service

Customers consistently note positive experiences with customer service. Many reviewers highlight the... See more

User experience

Reviewers highlight positive aspects of user experience. Customers consistently praise the clear, direct, and... See more

Response time

Customers had ambiguous experiences with response times. Many reviewers praised the prompt and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I contacted The Mortgage Works today upon completion of our new mortgage. I spoke to an advisor called Andreas. Thé service I received was first class. Andreas was professional, approachable and... See more

Company replied

Rated 5 out of 5 stars

We were lucky to be assigned to a mortgage consultant called Neil Jacobs who could not have been more helpful. Right from the outset Neil explained the process, what our options would be and what he c... See more

Company replied

Rated 5 out of 5 stars

I rang TMW for a LTD company BTL, I was fortunate enough to speak to Kamile K. She was incredibly helpful, explained all my options and sent through via email. I was able to successfully choos... See more

Company replied

Rated 5 out of 5 stars

James took my initial call and had fantastic product and process knowledge, as well as being super polite. He got me booked in with Laura who processed the application. Laura was just amazing. So pati... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution

About The Mortgage Works

Written by the company

The Mortgage Works is the buy to let lender of Nationwide Building Society.

Whether you’re looking to purchase a new property, want to remortgage or need to borrow more, we’ve got a range of products and specialist staff to support you with your mortgage.

We’ve been providing buy to let mortgages since 1988, so you can be sure your mortgage will be with one of the most experienced lenders in the business.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
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Rated 5 out of 5 stars

I contacted The Mortgage Works today…

I contacted The Mortgage Works today upon completion of our new mortgage.

I spoke to an advisor called Andreas. Thé service I received was first class. Andreas was professional, approachable and helpful. Nothing was too much for him and it came through very clearly, throughout the conversation, that he wanted to help. The way he handled the call made me feel valued as a new customer. He was truly a credit to the company.
Thank you

April 23, 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We appreciate you taking the time to share your experience. We're so glad to hear that you received first-class service and felt valued as a new customer. It's great to know the advisor was helpful and approachable. Thank you again for your positive feedback.

Rated 5 out of 5 stars

Great service

Great service, excellent staff, Sarah was very professional and helpful.
Very happy customer.

April 22, 2026
The Mortgage Works logo

Reply from The Mortgage Works

We appreciate you sharing your positive experience. We're happy to hear that our staff was helpful and professional! Thank you!

Rated 5 out of 5 stars

Great experience with Nazim

Nazim is just who you want to talk to. Professional, efficient, clear.
No waste of time.

April 20, 2026
The Mortgage Works logo

Reply from The Mortgage Works

We are happy to hear that you had a positive and efficient experience. Thank you for sharing your valuable feedback with us!

Rated 5 out of 5 stars

Wonderful experience

April 21, 2026
The Mortgage Works logo

Reply from The Mortgage Works

We appreciate you sharing your positive experience. Thank you for sharing your valuable feedback with us!

Rated 5 out of 5 stars

Very Good service

Very Good service

April 14, 2026
The Mortgage Works logo

Reply from The Mortgage Works

We appreciate you sharing your positive experience. Thank you for sharing your valuable feedback with us!

Rated 5 out of 5 stars

Remortgage

Friendly service explained clearly every step of the process.

April 21, 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're glad you found our service friendly and clear. Thank you for your positive feedback; we appreciate it very much.

Rated 5 out of 5 stars

efficient with no hard selling

efficient with no hard selling
products with a slight market edge

April 21, 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're happy to hear that you found our service efficient and appreciated our unique products. Thank you for your positive feedback!

Rated 5 out of 5 stars

Very nice assistant Laura who assisted…

Very nice assistant Laura who assisted throughout this process.
Always giving updates.

Company has a wide range of products.

April 17, 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We're happy to hear that the assistance and updates you received were helpful. We appreciate your recognition of our wide product range and your positive feedback.

Rated 5 out of 5 stars

The staff was very helpful

The staff was very helpful

April 17, 2026
The Mortgage Works logo

Reply from The Mortgage Works

We appreciate you letting us know about the helpful staff! We are so glad to hear that you had a positive experience.

Rated 5 out of 5 stars

Richard was very helpful and…

Richard was very helpful and informative. Gave clear information and instructions.

April 16, 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're happy to hear that the information and instructions were clear and helpful. We appreciate your positive feedback and your time!

Rated 5 out of 5 stars

Switched to Tmw

The service was very professional and would recommend had to switch provider was very easy and quick. Staff were nice and pleasant.

April 16, 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're happy to hear that our service was professional, and the switch was easy and quick. We appreciate your recommendation and are glad our staff were nice.

Rated 1 out of 5 stars

Awful mortgage provider

Awful mortgage provider! Only positive is there BTL calculator to give false pretences but a huge waste of time when you submit application! I am an existing customer of there’s yet they will not let me remortgage another property to them as I do not meet their lending requirements due to having a 3rd party financial association!! lol I have never missed a payment and have really good credit yet as I have a joint current account with the Mrs they refused as she has missed a payment but the application is in my sole name! Get a grip and look at the individuals circumstance before you penalise them for having a partner who has missed a payment yet they are not on the application

March 6, 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We appreciate you sharing your experience. We're sorry our lending decision didn't meet your expectations, especially given your existing customer status and credit history. We aim to consider individual circumstances and regret any frustration caused by the third-party financial association aspect. Your feedback is valuable, and we'll review it to improve our processes.

Rated 5 out of 5 stars

Super friendly

Super friendly, knowledgeable and helpful!

April 15, 2026
The Mortgage Works logo

Reply from The Mortgage Works

We are happy to hear that we were able to provide such helpful assistance. Thank you for your positive feedback!

Rated 5 out of 5 stars

We managed to speak to someone about…

We managed to speak to someone about our mortgage requirements and then get an appointment with a mortgage advisor within 24 hours. Communication was clear and so far so good with the progress of our application.

April 15, 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're happy to hear that you were able to quickly discuss your mortgage needs and secure an appointment. We're glad our clear communication and the progress of your application have been positive for you. Thanks for your feedback.

Rated 1 out of 5 stars

Agent did not clarify that the…

Agent did not clarify that the property will be valued at standard property not HMO has it was running at the moment - required additional borrowing - waste of time for all

March 19, 2026
The Mortgage Works logo

Reply from The Mortgage Works

We appreciate you bringing this to our attention. We're sorry the valuation process wasn't clearly explained, leading to wasted time and unexpected borrowing needs. We'll review our communication procedures.

Rated 5 out of 5 stars

Helpful, kind and efficient service from start to finish

We were lucky to be assigned to a mortgage consultant called Neil Jacobs who could not have been more helpful. Right from the outset Neil explained the process, what our options would be and what he could and couldn’t advise on. The whole journey has been straightforward, supportive and efficient and we are very grateful to Neil for his help and expertise.

March 26, 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We're happy to hear that the mortgage consultant was so helpful during your journey. We truly appreciate your positive feedback regarding the straightforward, supportive, and efficient service you received. Thank you for sharing your experience.

Rated 5 out of 5 stars

Had an hour long call with Daniel…

Had an hour long call with Daniel Morris yesterday. He was extremely helpful and I felt he really went above and beyond and stayed late to finish our convo. Thanks very much

April 15, 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We're happy to hear that the call was so helpful! We appreciate your positive feedback and are glad that you felt supported. Thank you for sharing your experience.

Rated 5 out of 5 stars

Amanda is an Asset to TMW

Amanda from the Switching Team was so patient and kind on the phone with me today helping me to switch by to let Mortgages over she is such an asset to the team and deserves the recognition for this. I had had a conversation with someone in the same department literally five minutes before and it was a completely different experience.. as a customer with severe disabilities and impairments he did not do anything to work around the issues of his facing. He knew nothing about section 20 of the Equality at 2010 where we are entitled to reasonable adjustments and just kept saying everyone get treated the same . Sadly, I didn’t get his name, but I do know if it was close to 9 o’clock this morning.. luckily Amanda we still had my faith in the Mortgage Works when I thought I’ll just give it a go and try again as despite what he said I was having no look online and through her patience and commitment she took me through every single stage and the whole process was done within 15 minutes. Amanda literally bought your stars up from 1 to a 5 today within 30 minutes

April 16, 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We appreciate you sharing your experience. We're happy to hear that one of our team members was able to provide you with excellent support and meet your needs. We'll be sure to recognize them for their outstanding service. We're also sorry to hear about the previous interaction and will address this internally to ensure equitable service for everyone.

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