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The Mortgage Exchange Ltd Reviews 

376
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 46 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff's professionalism, deep knowledge, and expertise, which made the entire process feel seamless and efficient. Many highlight the outstanding service and support received, noting the team's hard work and dedication. Reviewers also frequently commend the clear, regular, and prompt communication, ensuring they were well-informed at every step. Customers particularly appreciate the personalized approach, with staff taking time to understand individual needs and providing invaluable advice. People felt treated with kindness and respect, and many noted that the team went above and beyond, offering compassionate support even during difficult applications.

What people talk about most

Staff

Users describe positive interactions with staff, consistently praising their professionalism, attentiveness,... See more

Service

Consumers find service to be positive, with many reviewers consistently reporting excellent and outstanding... See more

Customer service

Reviewers highlight positive aspects of customer service, praising the exceptional support and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

What an experience! We'd given up on finding a solution to our debt problems after multiple attempts to consolidate all debt into a remortgage. With being self-employed and having a short current cont... See more

Company replied

Rated 5 out of 5 stars

Applied to tie our mortgage and a secured loan into one payment. Was all completed within two weeks with a lot better interest rate compared to our previous mortgage. Excellent work by Kevin, Amy and... See more

Company replied

Rated 5 out of 5 stars

From my very first phone call with Kieron to being passed over to Ross to start the process, everything was so quick and efficient. I also dealt with Lauren, who was great at keeping me informed thro... See more

Company replied

Rated 5 out of 5 stars

This is the third time using The mortgage exchange Ltd and I’d give more than 5 stars if I could! Our advisor, David Hughes yet again, was absolutely fantastic from start to finish. He made the enti... See more

Company replied


Company details

  1. Mortgage Broker
  2. Insurance Broker

Written by the company

At Mortgage Exchange Ltd, we make mortgages simple. As an FCA-regulated, nationwide independent broker, we help individuals secure the right mortgage, remortgage, or homeowner loan—tailored to their goals. 💡 How We Work: ✔ Tell us about your situation & financial goals. ✔ We compare thousands of mortgage products from 90+ lenders. ✔ Our expert advisers find the best solution—fast, hassle-free, and jargon-free. Our Specialties: 🏡 Mortgages First-Time Buyers Home Movers Remortgages Buy-to-Let Debt Consolidation New Home Purchase 📋 Insurance & Protection Life Insurance Income Protection Business Protection Buildings & Contents Insurance Wills & Estate Planning

Our Commitment To You

Written by the company

AGREEMENT IN PRINCIPLE PROMISE
We dedicate time from the start to secure a formal AIP directly from a lender, providing you with the confidence that a mortgage is achievable from the very beginning.
EXPRESS 24/7 SERVICE
Our express service aims to have your application ready within 24 hours, ensuring quick action when you need it most.
LOWER YOUR MONTHLY OUTGOINGS
Unlock a competitive rate for the long term & don't miss out on the opportunity to reduce your monthly outgoings.
NO BOTS. 100% HUMAN SUPPORT
Real people, delivering you real possibilities. We leverage technology, instead of relying on it and enabling us to better understand your unique situation, & find the right mortgage for you.
WE HELP WHEN OTHERS WON'T
Bad credit? Self-employed? Complex situation? Many of our clients came to us with challenges. We make the impossible possible with our mortgage solutions tailored to your needs.
PERSONALISED BESPOKE TEAM
Every client gets a dedicated mortgage support team- an Advisor, Case-Manager and Client Success Manager to oversee their initial enquiry, application and completion.

🏡 Refer & Earn £250! 💰

Cash In On Your Popularity- Link: https://mortgageexchangeltd.co.uk/#:~:text=Share%20The%20Love%2C%20Refer%20Friends%20%26%20Earn%20%C2%A3250

Cash In On Your Popularity- Link: https://mortgageexchangeltd.co.uk/#:~:text=Share%20The%20Love%2C%20Refer%20Friends%20%26%20Earn%20%C2%A3250
Know someone looking to buy or remortgage? Send them our way! If they secure a mortgage with The Mortgage Exchange Ltd, you’ll get £250 in cash—because sharing is caring! 💙 How It Works: 1️⃣ Refer a friend – Submit yours & their details (full name/ contact number/ email). 2️⃣ Stay updated – We’ll notify you once they start the process. 3️⃣ Get paid! – Earn £250 when they complete their mortgage. 📩 Refer now & start earning! 🤳https://mortgageexchangeltd.co.uk/contact/ #MortgageRewards #ReferAFriend #TheMortgageExchange Terms & Conditions • One referral fee payable per client • Referral fee paid within 30 days of mortgage completion Financial Information THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Contact info

Promotion box for The Mortgage Exchange Ltd

Your Mortgage. Our Problem

Providing Award Winning Advice On The Best Solutions For You

4.9

Excellent

TrustScore 5 out of 5

376 reviews

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4.9

All reviews

(376)

46 reviews in the last 12 months

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Rated 5 out of 5 stars

Outstanding service!

Outstanding service!

I recently began the process of looking for a remortgage as my current deal is up next year. I would normally renew with my bank simply because I thought it would be easier. However, I stumbled across The Mortgage Exchange Ltd online and decided to give them a try.

I was promptly contacted, and my details and requirements were taken and transferred to Beline. After the consultation, I left it with them, not expecting them to come back with a competitive deal. But I was pleasantly surprised; they were able to provide me with a competitive deal and save me a considerable amount, allowing me to plan for the future.

Once agreed, the rest of the process was completed by Millie. I was regularly updated and guided through the process. I was shocked by the speed of service.

They are highly professional and provide excellent advice. I would highly recommend this company.

October 17, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Simon,

We greatly appreciate you taking the time to share such kind words- & leaving us a 5-star review.

Clients like yourself are the lifeblood of our success- & your feedback fuels us every day to continue to deliver for our clients. All the best Mortgage Exchange Ltd

Rated 5 out of 5 stars

Rapid 2nd mortgage application & completion

David and Millie at the Mortgage Exchange have been excellent. From my initial enquiry for a 2nd mortgage to completing the mortgage, they arranged my mortgage promptly with daily communication updates by phone and email to ensure the process was smooth and without stress and hassle. There were a few legal documents to review and sign as an understandable part of this process but I was guided through from start to finish. They even sent a member of staff to my house to collect some documents to speed up the process. Very highly recommended and it is without hesitation I will contact The Mortgage Exchange for future mortgage advice and assistance. Thankyou.

October 16, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Mr. Richard, we greatly appreciate you taking the time to leave us a fantastic 5-star review, it was our pleasure to help you achieve your financial goal. All the best, The Mortgage Exchange

Rated 5 out of 5 stars

What a fantastic service

What a fantastic service from the Mortgage exchange, especially Ross and his colleagues. We remortgaged and also took out new life insurance. Ross is very knowledgeable on all the products on the market and made the stressful process very simple for us and gave us the best options available. Definitely will be coming back and highly recommend the Mortgage Exchange to anyone.

August 26, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Emma, we appreciate you taking the time to leave us a fantastic 5-star review, & recommendation.
Ross & the team loved delivering your mortgage vision into reality. All the best Mortgage Exchange Ltd.

Rated 5 out of 5 stars

Excellent service was kept updated all…

Excellent service was kept updated all the way through and they found the best deal for me

October 8, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Sue, thank you for taking the time to leave us a 5-star review. The whole team really enjoyed helping you achieve your financial goals. All the best, The Mortgage Exchange Ltd

Rated 5 out of 5 stars

Millie & Beline were great through the…

Millie & Beline were great through the whole process, kept us up to date with all aspects through the application process & gave great recommendations on the best solutions available, stress free journey thanks to them , i would highly recommend the Mortgage Exchange to anyone looking for a simple stress free Mortgage advice & application process

October 11, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Alan, appreciate you taking the time to give us a 5-star review & recommendation.
We are pleased Millie & Beline have been able to help your make your mortgage vision a reality. All the best. The Mortgage Exchange Ltd team

Rated 5 out of 5 stars

Excellent customer service

Both David and Millie were wonderful throughout the whole process. David listens to your needs and finds you the best options to suit you. When Millie takes on the next stage, she helps you every step of the way and keeps you up to date with everything that is happening.
Both were caring, considerate and efficient and helped take the stress out of finding a new mortgage. Highly recommended and we will return when the need arises.

October 4, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Mrs Jones, and thank you for your positive 5 star review. As a team our clients satisfaction is the metric we measure our success on. All the best, the Mortgage Exchange Ltd Team

Rated 5 out of 5 stars

2nd mortgages made easy

I personally dealt with Millie and Beline, they were both fantastic, friendly, made us feel comfortable, and well informed, detail by detail, with each call or email calmly making sure we had all relevant information and the correct detailed paperwork, even helping us deal with the company who financed our 2nd mortgage, even when we had a piece of paperwork urgently required, a staff member came to my work office to collect it, perfect and above and beyond.

October 7, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Mr Brian, we are thrilled with your feedback & equally thankful for you taking the time to leave us a great review. Millie & Beline are proud to have helped you achieve your mortgage goals. All the best. The Mortgage Exchange team

Rated 5 out of 5 stars

First time dealing with any mortgage…

First time dealing with any mortgage advisor and could not be happier with the service I have received from The Mortgage Exchange. I was taken care of by both Lauren and Ross and the service was first class

October 7, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Drew, we appreciate you taking the time to share such kind words- & leaving us a 5-star review.

Clients like yourself are the core of our success- & your feedback fuels us every day to continue to deliver for our clients. All the best Mortgage Exchange Ltd.

Rated 5 out of 5 stars

I highly recommend this business.

I highly recommend this business.
I was completely impressed with their professionalism and customer service. Friendly and very helpfull people.

October 3, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Fegan, thank you so much for taking the time to leave such a fantastic review. We love helping clients like yourself achieve your goals. All the best, Mortgage Exchange Team Ltd

Rated 5 out of 5 stars

Great service from the first call to…

Great service from the first call to everything sorted. David and Millie were the ultimate professional and guided me through the process.

September 30, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hello Dave, we are grateful for you taking the time to leave us such a positive review. David & Millie are delighted to have helped you successfully navigate through the mortgage maze. All the best, Mortgage Exchange Team Ltd

Rated 5 out of 5 stars

Very professional

Very professional, Very calm and understanding, listened and explained everything carefully

September 26, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Darren, thank you taking the time to leave us a 5-star review. It was our pleasure making your vision into a reality. All the best Mortgage Exchange Ltd

Rated 5 out of 5 stars

Both David and Millie were fantastic

Both David and Millie were fantastic. Kept me up to date throughout and answered any questions I had. Would highly recommend

September 25, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hello Mrs Nicholson, we appreciate you taking the time to give us a 5-star review. David, Millie & the rest of the team are very pleased to have played a part in helping you achieve your goals. All the best, Mortgage Exchange Ltd team.

Rated 5 out of 5 stars

10/10 whole experience

How easy David HUGHES made the whole application, it was effortless on my behalf which is how i feel you want it to be. 10/10 for service

September 20, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Danette, thank you for taking the time to share your thoughts, we are grateful for your 5-star review on our service- it's very much appreciated.
It was David's & the wider teams' pleasure to work on your behalf. All the best. The Mortgage Exchange team.

Rated 5 out of 5 stars

My recent experience with Mortgage Exchange Ltd

I had the pleasure of liaising with Beline Cuthbertson and Lauren Morrison from 23rd July through to the 17th September. I had some minor issues in sending copies of documents electronically but both ladies were patient and understanding as well as always being helpful. I would not hesitate in recommending other potential lenders in dealing with your company in the future especially with the two ladies mentioned such a credit to you.

July 23, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Mr. Bowley, thank you for your 5-star review & we appreciate you taking the time to share such kind words. Clients like yourself are the core of our success- and your feedback fuels us every day. All the best Mortgage Exchange Ltd.

Rated 1 out of 5 stars

If there was a 0 option I would select…

If there was a 0 option I would select it. Started it May and the mortgage advisor advised the wrong information delaying a consolidation remortgage a month and a half. They acknowledged this misadvice and agreed to waive their fee and advised if it effected the lender we would find another one. Was then dealing with a compliance officer(not a broker) who messed it up a second time causing the lender to retract my mortgage offer. How did they respond to this... They dropped me as a client like a hot potato and refuse to speak with me. Will most likely be an Ombudsman journey to recover the accrued interest...

September 6, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Thank you, Mr Mills, for your review. We will respond through the appropriate channels & inform the relevant organisations in full in answer to your complaint in due course following FCA guidelines and expectations. The Mortgage Exchange

Rated 5 out of 5 stars

Brilliant

Quick, easy and listened to where the bank were less easy! Excellent service!

September 11, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Paul, thank you for your 5-star review. You and or other clients are the core of our success- and your feedback fuels us everyday. All the best Mortgage Exchange Ltd.

Rated 5 out of 5 stars

Outstanding care and Attention to detail

Attention to detail and customer satisfaction is second to none.

September 6, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Margaret, we appreciate your 5-star review. We are incredibly pleased to have played a part in helping you achieve your goals. All the best Mortgage Exchange Ltd.

Rated 5 out of 5 stars

Millie Harrison was my personal broker…

Millie Harrison was my personal broker she was so helpful all tye way to the end, would highly recommend

September 10, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Lisa, thank you for your 5-star review. It was a pleasure managing your application. All the best Mortgage Exchange Ltd.

Rated 5 out of 5 stars

Simply Excellent & Professional 👍

Excellent company 👍
I must say David is very dedicated, committed and professional to his work. There’s nothing impossible for David to do - he’s so passionate and dedicated to his work that he will definitely be helpful to resolve as much as he could.

September 5, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Muhammad, firstly thank you for the 5 stars review and awesome feedback (David can't stop blushing). Our clients satisfaction is the metric we measure our success on. We appreciate you being the heart of what we do here. All the best, the Mortgage Exchange Team.

Rated 5 out of 5 stars

Remortgage

The process from start to finish was expertly dealt with. Ross carefully selected solutions were offered and once agreed the paperwork was seamless due to the strength of the team especially Millie, in providing regular updates. The process was completed in such good time which was a critical element of the deal.

August 22, 2024
Unprompted review
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Reply from The Mortgage Exchange Ltd

Hi Mr.Khan, we appreciate you taking the time to provide such a terrific review. Ross, Millie & the rest of team loved handling your case & are pleased to have worked on your behalf. Look forward to seeing your completed renovation.

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