PDSA Pet Insurance Reviews 

2,025
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 491 reviews, reviewers overwhelmingly had a great experience with this company. Customers find the online portal very straightforward to navigate and truly appreciate the prompt claim payouts, alongside reasonable monthly pricing when compared to other major insurers in the market. People frequently mention that the overall support and communication are excellent, which helps take a lot of the stress away during difficult veterinary visits. Some reviewers were not happy with unexpected claim rejections or sudden policy exclusions applied regarding prior minor health conditions. A few other people also felt that renewal costs can increase quite significantly after the first year of coverage.

What people talk about most

Claim

People report positive experiences with claim processes, highlighting that submitting documents is... See more

Service

Clients share positive opinions on service, noting that setting up pet insurance is remarkably easy and... See more

Price

Customers had positive experiences with price, reporting that quotes were much cheaper than expected and... See more

Payment

Customers consistently note positive experiences with payment, highlighting the straightforward process and... See more

User experience

Consumers find user experience to be positive, highlighting that it is very easy and straightforward to apply... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Had two claims for my beagle poodle mix, one at 8 months eg gastri issues and second at 12 months grass in ear. Vet bills £1,800 two excesses at £120. Premium about £130. Excellent response and paymen... See more

Company replied

Rated 5 out of 5 stars

The claim was processed by our veterinary practice and was dealt with very quickly and efficiently by PDSA who acknowledged receipt of our claim straight away. We received notification from PDSA wi... See more

Company replied

Rated 5 out of 5 stars

After changing insurance companies at the beginning of the year, I had no idea we would be making a claim so soon. Our Patterdale had other ideas when he got his face stuck in a barbed wire fence… o... See more

Company replied

Rated 5 out of 5 stars

Our 6 month old staffy pup injured herself and one of her legs went lame. She had to have an xray which we paid for. PDSA insurance paid out within 2 weeks of our claim, no quibbling. Really happy... See more

Company replied


Company details

  1. Pet Insurance Company
  2. Charity

Written by the company

Insure your pet and protect yourself from expensive vet bills. We are the UK's leading veterinary charity and we know our pets deserve the very best. But vet bills can be costly, that's why it is important to insure your pet should the worst happen. Every PDSA Pet Insurance policy sold contributes to our life-saving charity work.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.7

All reviews

(2,025)

429 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I have just insured my dog

I have just insured my dog. The site was easy to use and I was impressed that there was no extra charge for paying monthly. A lovely touch. And I am helping people who cannot afford pet care. I haven't made any claim yet so this review may change!

September 8, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning, Thank you for leaving your positive feedback of PDSA Pet Insurance.

Rated 5 out of 5 stars

Easy to set up insurance at reasonable…

Easy to set up insurance at reasonable price plus there’s no age limit whereas a lot of companies will not accept a pet as a new customer once they’ve reached a certain age

September 4, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning, Thank you for leaving your positive feedback of PDSA Pet Insurance.

Rated 5 out of 5 stars

A blessing

I was so worried my pet insurance went sky high finding you was a blessing I'm a pensioner thank you so much

August 27, 2026
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning Loraine, Thank you for leaving your positive feedback of PDSA Pet Insurance.

Rated 5 out of 5 stars

Really pleased I picked PDSA Pet…

Really pleased I picked PDSA Pet Insurance it was quick and easy to set up online great cover for my dog and the monthly payment's are very affordable I'm very happy with it thanks

September 1, 2026
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning Alison, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback. Many thanks, PDSA Pet Insurance

Rated 5 out of 5 stars

always used the P D S A had 5 different…

always used the P D S A had 5 different breeds of dogs in our 78 years of age always visited them now although l went to the p d s a when my dogs were sick and left donations l cannot thank them enough so if I can help them in any small way then l will help.

August 27, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning Harold, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback. Many thanks, PDSA Pet Insurance

Rated 1 out of 5 stars

Terrible customer service

Terrible customer service. Clicked the banner for free gift pack when joining, nothing received for 8 months, when I call to enquire just another outsourced "front of line" customer service agent who provide no actual customer service, agent just started shouting at me saying i didnt meet the terms and condition. Asked him to escalate as complaint and he refused. Concerning you cant fulfil a free gift pack so what's it going to be like if/when i need to use the actual service im paying for. I look forward to the copy and paste reply you seem to leave one all your negative reviews

August 24, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Afternoon, we are sorry to hear about your recent experience. If you did wish to discuss the circumstances surrounding your recent telephone call in more detail, our Customer Service team would be more than happy to assist you and can be reached on: contact@cs.pdsa.org.uk Many thanks, The PDSA Pet Insurance Team.

Rated 5 out of 5 stars

A fantastic service

A fantastic service. The form was very simple and so easy to fill in. Worth every penny

August 21, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning Margaret, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback. Many thanks, PDSA Pet Insurance

Rated 5 out of 5 stars

It was so easy to do and would…

It was so easy to do and would recommend anybody who was looking to ensure the dog to go with RSPCA

August 13, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for choosing to take out your pet insurance policy with us Pauline. It's a pleasure to welcome you and your pet to PDSA Pet Insurance.

Rated 5 out of 5 stars

Easy to fill out

Easy to fill out, apply and join. Great peace of mind at affordable price. Prompt and efficient all round.

August 11, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning Sue, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance

Rated 5 out of 5 stars

Very easy and straightforward to set up…

Very easy and straightforward to set up a policy. Great value for money and comprehensive features of cover.

August 9, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for choosing to take out your pet insurance policy with us Maria. It's a pleasure to welcome you and your pet to PDSA Pet Insurance.

Rated 5 out of 5 stars

Site was really easy to use the cost of…

Site was really easy to use the cost of cover is absolutely amazing

August 2, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Afternoon Annmarie, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance.

Rated 5 out of 5 stars

Online application very easy

Online application very easy, details of insurance cover & exclusions explained, cost extremely acceptable.

August 1, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for choosing to take out your pet insurance policy with us. It's a pleasure to welcome you and your pet to PDSA Pet Insurance.

Rated 5 out of 5 stars

Very easy too set up

Very easy too set up . My mind is at rest knowing my pet is now covered. Thank you 😊

August 1, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Afternoon Paul, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance.

Rated 1 out of 5 stars

Disappointing longstanding customer

Really disappointed by the service I have just received from Virginia.

I am a long standing customer of PDSA of 4 years, for the first two years I have not made a claim, whenver the renewal letters have come through I've never negotiated, shopped around or even questioned them I've just left them to auto-renew. In the third year my dog had some lameness and started investigations with x-rays. During that time the claim was submitted the renewal came through and it increased slightly but not drasitically, with a claim in that policy year the increase seemed reasonable.
The third year ended on a total claim for x-rays of £1400. In this 4th year, the existing lameness investigations were still continuing and therefore fell into a new policy year I paid the excess and started again. In 12 months, the total claimed is £968.00. This over two policy years with a total of £5000 per year has lead to an increase from £56 a month to £126.02 a month which is 125.04%! £10,000 total cover over two years minus the total claimed of £2,368 has resulted in an increase of £672 a year to £1,512.24.

I tried phoning to explain the situation and acknowledge that I understand claims have been made on the policy and therefore the total would increase however this is a bit much and Its hard to find an additional £70 a month. Virginia was so rude and I lost count of the amount of times she said the sentence 'like i said' during one phone call. The reasons given were due to the vet fee prices in my area, the type of claim I made and then the age and breed of my dog. Despite having passed all previous vetings, hip and bones scores and not even entering double digits in age they doubled my policy. But as Virginia mentioned 'like i said' we are a charity and our policy confirms there is no set % or amount we can choose to increase your policy by each year. Despite 125.04% seeming extortionate they feel it is somehow justified.

The only thing they would offer to reduce my monthly figure is to reduce the £5000 yearly limit to £4000 or lower, however it was then advised once reduced it cannot be increased.

Every pet owners knows that £5000 doesn't get you very far when it comes to making a claim for vets bills.

Despite being a charity, I cant help but feel they are contributing towards the rising increase of pets being surrendered in shelters, to charities or being put to sleep. The only thing Virginia could offer despite being a longstanding customer, explaining our financial situation is for us to make a complaint and shop elsewhere.

When it comes to family pets, using the words 'like I've said' to a customer is the wrong way to speak to clients who are worried about there pets and the security of their futures.

July 22, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

I'm sorry to hear you are not satisfied with the service you have recieved. If you did wish to discuss the circumstances surrounding the call in more detail, our Customer Service Team would be more than happy to assist you and can be reached on:
0344 543 1129. Please note we are available Monday-Friday 8.30am-6pm and Saturday 9am-1pm. Many thanks, The PDSA Pet Insurance Team

Rated 1 out of 5 stars

An absolute disgrace

An absolute disgrace! Upon claiming for ‘toxicity’ in my dog, PDSA have added ‘hind leg issues’ to my exclusions - he has never been diagnosed with or treated for any ‘hind leg issues’, they are using a note from a health check over two years ago, where he stood on a stone and limped for a few hours! Absolutely outrageous - excluding thousands of potential issues, whilst I pay £80 per month for standing on a stone. He’s an older dog so I believe I have been scammed - they know that an older dog may develop arthritis etc so they have been very underhand in using this as an excuse to exclude anything such as this. Disgusting company.

July 20, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

I'm sorry to hear about the exclusion placed. If you did wish to discuss the circumstances surrounding the exclusion in more detail, our
Customer Service team would be more than happy to assist you and can be reached on: 0344 543 1129. Please note we are available Monday-Friday 8.30am-6pm and Saturday 9am-1pm.
Many thanks, The PDSA Pet Insurance Team

Rated 5 out of 5 stars

So far so good jyst filled in form on…

So far so good jyst filled in form on line easy simple only 75 pound excess thats affordable for myself happy with price im hoping u can they can wait the vets fir people to claim thats whole point in claiming for your loved pet as people dont have money upfront inly excess fee all in all good company

July 18, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for choosing to take out your pet insurance policy with us. It's a pleasure to welcome you and your pet to PDSA Pet Insurance.

Rated 5 out of 5 stars

Very straight forward and fair price

July 15, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance

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