PDSA Pet Insurance Reviews 

2,025
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 491 reviews, reviewers overwhelmingly had a great experience with this company. Customers find the online portal very straightforward to navigate and truly appreciate the prompt claim payouts, alongside reasonable monthly pricing when compared to other major insurers in the market. People frequently mention that the overall support and communication are excellent, which helps take a lot of the stress away during difficult veterinary visits. Some reviewers were not happy with unexpected claim rejections or sudden policy exclusions applied regarding prior minor health conditions. A few other people also felt that renewal costs can increase quite significantly after the first year of coverage.

What people talk about most

Claim

People report positive experiences with claim processes, highlighting that submitting documents is... See more

Service

Clients share positive opinions on service, noting that setting up pet insurance is remarkably easy and... See more

Price

Customers had positive experiences with price, reporting that quotes were much cheaper than expected and... See more

Payment

Customers consistently note positive experiences with payment, highlighting the straightforward process and... See more

User experience

Consumers find user experience to be positive, highlighting that it is very easy and straightforward to apply... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Had two claims for my beagle poodle mix, one at 8 months eg gastri issues and second at 12 months grass in ear. Vet bills £1,800 two excesses at £120. Premium about £130. Excellent response and paymen... See more

Company replied

Rated 5 out of 5 stars

The claim was processed by our veterinary practice and was dealt with very quickly and efficiently by PDSA who acknowledged receipt of our claim straight away. We received notification from PDSA wi... See more

Company replied

Rated 5 out of 5 stars

After changing insurance companies at the beginning of the year, I had no idea we would be making a claim so soon. Our Patterdale had other ideas when he got his face stuck in a barbed wire fence… o... See more

Company replied

Rated 5 out of 5 stars

Our 6 month old staffy pup injured herself and one of her legs went lame. She had to have an xray which we paid for. PDSA insurance paid out within 2 weeks of our claim, no quibbling. Really happy... See more

Company replied


Company details

  1. Pet Insurance Company
  2. Charity

Written by the company

Insure your pet and protect yourself from expensive vet bills. We are the UK's leading veterinary charity and we know our pets deserve the very best. But vet bills can be costly, that's why it is important to insure your pet should the worst happen. Every PDSA Pet Insurance policy sold contributes to our life-saving charity work.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

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1-star

Asks customers to review

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Replied to 100% of negative reviews

Typically replies within 24 hours

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4.7

All reviews

(2,025)

429 reviews in the last 12 months

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Rated 1 out of 5 stars

Horrible service

Horrible service. I was a customer for nearly a year, paying a high premium for my 4 year old cat. I never made 1 single claim. Last month I moved home and I had to update my address on their website. Next business day I receive a new premium policy with an increase of £21 a year, already with an update on my direct debit without notice. I called them and their answer was that since I moved address they can increase the premium. I would understand that if I had moved into a war zone. However I moved 15 minutes drive from my previous address. How is that a reason to charge even more, on a top tier policy?
They put me on hold for 32 minutes just to assess the grounds for the charge. I gave up and decided to cancel the policy as there are other providers available, currently charging less for an even better coverage. To cancel the policy I stayed on hold for over AN HOUR!!!
Run away from this service. To charge your bank account, they do instantly, to provide service with integrity it is an absolute fail.

July 6, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

We are sorry to hear about your dissatisfaction. If you did wish to discuss the circumstances surrounding the increase after updating, you’re address in more detail, our Customer Service would be more than happy to assist you and can be reached on: 0344 543 1129. Please note we are available Monday-Friday 8.30am-6pm and Saturday 9am-1pm.

Many thanks, The PDSA Pet Insurance Team.

Rated 1 out of 5 stars

Refused to see my sick pet.

I've taken my pets to the PDSA in Brighton since 2013 and have always given them a good donation. My 13 year old cat had an emergency this morning and they refused to give me an appointment because I hadn't been since 2022. They told me to go to a private vet, when I said I only had £100 & her treatment may cost more, Richard told me it doesn't matter, no appointment. 😏 The PDSA no longer functions as a charity. They say on their website that they will never turn a sick pet away. That's s lie.

June 29, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

I am sorry to hear about your experience taking your pet to a PDSA hospital. I can advise we only deal with pet insurance, and you will have to contact PDSA directly to discuss this further.

Rated 5 out of 5 stars

Two claims for my beagle poodle..

Had two claims for my beagle poodle mix, one at 8 months eg gastri issues and second at 12 months grass in ear. Vet bills £1,800 two excesses at £120. Premium about £130. Excellent response and payment on both claims when the dog needed a whole lot of treatment and overnight stays. Expect premiums to rise a bit on renewal as have lifetime cover. But glad of pdsa insurance, funding the charity and being competitive

June 28, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for leaving your positive feedback of PDSA Pet Insurance, we're so happy
we could help! Sorry to hear that your dog had been unwell. We hope they are feeling much better now.

Rated 5 out of 5 stars

Very easy to apply for and get a quote.

Very easy to apply for and get a quote.
Very reasonable quote and easy to understand also it’s a charity so yr giving towards a good cause and they just deal with animals .

June 24, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Afternoon, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance

Rated 1 out of 5 stars

Upped two of my cats insurance by 30%…

Upped two of my cats insurance by 30% and then a week later upped my 1.5 year old bengals by 60%!!! One cat is 5 , the other 3 and bengal is 1.5 and these crooks up the renewal by soo much, it’s immoral and disgusting when people are struggling already. I could afford to pay it but I won’t stay with such an immoral company and I feel bad for people that love their pets but can’t afford it due to greedy companies like this

June 17, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good morning • We’re sorry you’re unhappy with your renewal price for your cats, If you did wish to discuss the circumstances surrounding your renewal price in more detail, our Customer Service would be more than happy to assist you and can be reached on: 0344 543 1129. Please note we are available Monday-Friday 8.30am - 6pm. Many thanks, The PDSA Pet Insurance Team

Rated 5 out of 5 stars

Amazing

I suffer with PTSD and find form filling etc very difficult was also worried about having to speak on the phone as my anxiety is bad while on the phone.
I called and a lady called Karrie answered the PDSA insurance helpline. I needed insurance for two dogs and Karrie was absolutely amazing,kind,very understanding and so helpful. Karrie sorted the two insurances for me and explained it all with patience. I would recommend PDSA to anyone needing insurance for their pets. The quotes were so much cheaper than I thought and I feel a huge weight lifted off my shoulders. Thank you Karrie.

June 12, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning Gail, thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pets to PDSA Pet Insurance

Rated 5 out of 5 stars

Value for money and great product

Easy to complete forms and information points available at every point so you can understand the range of cover etc. The prices offered for both our cats was a great value for money product. PDSA also offered us lifetime cover which is a bonus for us. We are also happy to use a provider which is involved in the care of pets.

June 8, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Afternoon, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance.

Rated 5 out of 5 stars

Competitive

It was pretty annoying to find that my dog's renewal quote (from a well known insurer) for a Lifetime policy had jumped from £49.34 to £80.17 per month, despite never having had any cause to make a claim in the few years we had used them, or in her life.
This was not totally unexpected as the market has long penalised older, healthy dogs.
It was therefore rather wonderful to find a Lifetime 3K policy from the PDSA for £36.97 per month.
It was so easy to take out the policy online and their system appears efficient.
Hopefully, we will continue to be claim free!

June 3, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good afternoon. Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and you and your pet being part of PDSA Pet Insurance.

Rated 5 out of 5 stars

Easy to set up

Easy to set up , straight forward questions.
New customer so haven't had to call on the service , hopefully never have too.

June 1, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good afternoon Mark, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and you and your pet being part of PDSA Pet Insurance.

Rated 5 out of 5 stars

I can't recommend PDSA enough

I can't recommend PDSA enough. My experience with them were amazing. My dog became poorly and passed away 7 weeks later. We put in a claim after initial tests then secondary claim once he had gone. They dealt directly with the vet on both occasions and took all the stress away from what was a horrendous time. Minimal forms to complete. The payments to my bank were very fast. Thank you PDSA.

April 15, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Afternoon Jill, thank you for leaving your positive feedback of PDSA Pet Insurance, we're so happy we could help! Please accept our sincere condolences on the sad passing of your pet. The PDSA Pet Insurance Team.

Rated 5 out of 5 stars

Just purchased dog insurance and to be…

Just purchased dog insurance and to be fair from what i had with my previous dog this insurance seems very fair and reasonable and really happy I am supporting a very worthy cause too. Never been so happy to set up a direct debit in my life :)

May 28, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good afternoon Anne, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and you and your pet being part of PDSA Pet Insurance.

Rated 5 out of 5 stars

Made my first claim this year kept me…

Made my first claim this year kept me up to date on my claim process and paid out very quickly took a lot of the stress off me by paying my. Vet directly highly recommend this insurance

April 16, 2026
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Hi there, thank you for leaving your positive feedback of PDSA Pet Insurance, we're so happy we could help! Sorry to hear that your pet needed treatment. We hope they are feeling much better now and back up and running around. The PDSA Pet Insurance Team.

Rated 5 out of 5 stars

Pdsa are amazing at what they do and…

Pdsa are amazing at what they do and try to help to best they can they are truly amazing

May 18, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good afternoon Allanah, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and you and your pet being part of PDSA Pet Insurance.

Rated 1 out of 5 stars

Impossible to register for the portal…

Impossible to register for the portal so I can’t get in to see a Message. Waste of time

April 26, 2026
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for your feedback, we are sorry to hear you are dissatisfied with your PDSA Pet Insurance experience and we take on board your feedback. If you did wish to discuss the circumstances surrounding your portal in more detail, our
Customer Service would be more than happy to assist you and can be reached on: 0344 543 1129. Please note we are available Monday-Friday 8.30am-6pm and Saturday 9am-1pm.
Many thanks, The PDSA Pet Insurance Team

Rated 5 out of 5 stars

PDSA as my new pet insurance…

I joined PDSA as my new pet insurance company because I found them to be very good in all that they advertised and they look like a good insurance company to be with. Hopefully I won't need their services but I feel that I am covered better and for a more reasonable price should I need to use their services with regards to my pet's health.

May 14, 2026
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning Colin, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance

Rated 5 out of 5 stars

Great priced pet- insurance.

May 13, 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning Pattie, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance

Rated 4 out of 5 stars

Great policy at a reasonable price

It was really easy to switch policies to PDSA. The insurance policy offered has great cover for a reasonable price. The only negative I have is that dogs that aren't microchiped aren't covered if they're lost. Everything else is perfect.

April 13, 2026
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for choosing to take out your pet insurance policy with us. It's a pleasure to welcome you and your pet to PDSA Pet Insurance.

Rated 5 out of 5 stars

The extra mile

I got the cover I needed, easily, with no fuss, extra help available free advice and a true feeling of caring, which as a pet owner is valuable

April 21, 2026
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Afternoon Shona, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance

Rated 5 out of 5 stars

So easy pay your access and that's it…

So easy pay your access and that's it the rest is done for you, absolutely brilliant for me as I've got a memory problem, thank you

January 17, 2026
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Afternoon Michael , Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback. Many Thanks, PDSA Pet Insurance.

Rated 5 out of 5 stars

very...easie to set up and my dog …

very...easie to set up and my dog pdsa will be lookimg after her great compamy very happy

April 30, 2026
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for choosing to take out your pet insurance policy with us. It's a pleasure to welcome you and your pet to PDSA Pet Insurance.

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