Royal Kennel Club Pet Insurance Reviews 

3,103
TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 982 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, knowledgeable, and compassionate when discussing policy renewals and pet care. Consumers note that the claims process is consistently described as swift, straightforward, and brings immense peace of mind. Some reviewers were not happy with long hold times on the phone and difficulties using the automated system. A few other people also noted that reaching a representative could sometimes require patience during particularly busy periods. However, despite these occasional telephone hurdles, the overarching sentiment remains positive regarding the overall service quality.

What people talk about most

Staff

Clients share positive opinions on staff, consistently praising their helpful, professional, and courteous... See more

Customer service

Customers report overwhelmingly positive experiences with customer service, praising staff for being... See more

Service

People report positive experiences with service, describing it as efficient, professional, and personal.... See more

Claim

Reviewers highlight positive aspects of claim processing, consistently reporting prompt and efficient... See more

User experience

Reviewers express high satisfaction and positive feedback about user experience. Consumers consistently... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I phoned to discuss the renewal on my dogs policy. Catherine was very helpful, listened to my thoughts & concerns. She explained that a different policy might fit my needs better, answered all my... See more

Company replied

Rated 5 out of 5 stars

Unfortunately I had to call Kennel Club Pet Insurance today, to notify them we have said our final goodbyes to our dear dog. I was treated with care and compassion throughout the whole encounter and C... See more

Company replied

Rated 5 out of 5 stars

I'm so glad that we went with Kennel Club. Our dog Loki ate something foreign and had to be rushed to the emergency vets for scans/xrays and ultimately an operation to remove it. He stayed over night... See more

Company replied

Rated 5 out of 5 stars

Every time dealing with Royal Kennel Club is a great experience. The team, Michael on this occasion, are friendly, informative and always put your mind at rest. They always go above and beyond and eve... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

The Royal Kennel Club Pet Insurance offers specialist insurance for owners and breeders. Our lifetime policies are rated 5 star by Defaqto and provide up to £25,000 vet fees cover every year. Your dog's health and welfare are our top priority!


Contact info

4.9

Excellent

TrustScore 5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.9

All reviews

(3,103)

949 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Shane Miller help me with my problem…

Shane Miller help me with my problem and quickly resolved the issue.

August 4, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Robert,

Thank you so much for your wonderful 5-star review ⭐️

It's great to hear that Shane was able to quickly get to the bottom of the problem and resolve everything for you. A quick and straightforward solution can make all the difference when you need our help.

We'll make sure your kind feedback is shared with Shane, he'll really appreciate it.

Thank you for choosing Royal Kennel Club Pet Insurance.

Best wishes,

Liam

Rated 5 out of 5 stars

I have had Kennel Club Insurance forever! First lab 1970s

I have had Kennel Club Insurance for all my dogs over the years. Never had a problem.
Life has not been kind to me over the last few years having major surgery for cancer and suffering 5 heart attacks.
Im well now but had to give up work. So it has caused severe financial problems.
I have a 11 year old Lab. Ive loved him since he was 8 weeks old. He is the only family I have in Scotland.
Many times I have gone without to feed him and pay his insurance.
I was struggling to pay and I had a personal issue. For a few weeks I have been getting support from a lovely lady called Michelle West. Who was kind patient and said she would do all she could to help my situation. She spoke to her Manager . LIAM. Im in tears writing this because between them they have resolved the issue.
When life is not kind. People like Michelle and Liam make all the difference. All the staff are so pleasant and courteous. But today I cannot say thank you enough to them especially Liam who made the final decision.
The one thing that has sustained me through all of my issues is my faith.
Miracles do happen on a daily basis and prayers are answered .
These two people are an asset to the company. I will be forever grateful to the good samaratins on the phone that ive never met. Bless them and thank you .

August 3, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Fiona,

Thank you for taking the time to write such a heartfelt review. Your words genuinely mean a great deal to both Michelle and I.

I'm so sorry to hear about everything you've been through over the past few years, and I'm pleased to hear that you are now doing well. It's also incredibly touching to read about the bond you share with your Labrador and just how much he means to you.

Michelle has been determined to support you throughout, and I'm very pleased that together we were able to find a way forward and take at least one worry away. Sometimes circumstances need a little more understanding and a human conversation, and I'm glad we could provide that when you needed it.

You've placed your trust in Royal Kennel Club Pet Insurance to protect your dogs for many years, and that loyalty means an enormous amount to us.

I'll make sure Michelle sees every word of your lovely review. From both of us, thank you for your incredibly kind comments, and we wish you and your Labrador many more happy times together.

Take care and very best wishes,

Liam
Customer Service Teams

Rated 4 out of 5 stars

I had to wait for about 3 minutes but…

I had to wait for about 3 minutes but when my call was taken Shane was very helpful.

August 3, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Susan,

Thank you for taking the time to leave us a 4-star review ⭐️

We're sorry that you had to wait longer than expected to speak with us. We're currently experiencing an exceptionally busy period on our phone lines and really appreciate your patience while we make every effort to reduce our call waiting times.

It's great to hear that once you got through, Shane was able to provide the helpful service you needed. We'll make sure your feedback is shared with him.

Thank you for choosing Royal Kennel Club Pet Insurance. We hope we can make your next experience a 5-star one.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Reduction of premiums

I was going to cancel two of my dog’s policies but managed to reduce their premium payments by 50% with the help of a very helpful advisor. Thank you

August 3, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Linda,

Thank you so much for your wonderful 5-star review ⭐️

It's great to hear that Catherine was able to explore the options available with you and find a solution that worked for you and your two dogs. We're especially pleased that this meant you were able to keep their cover in place at a premium that better suited your circumstances.

We'll make sure your lovely feedback is shared with Catherine, she'll really appreciate knowing she was able to help.

Thank you for continuing to choose Royal Kennel Club Pet Insurance to protect your dogs, and for taking the time to share your experience.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

I needed some advice about my policy…

I needed some advice about my policy and they were very friendly and helpful. Explained very clearly what the policy was and how I go about claiming etc

July 29, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Rachel,

Thank you so much for your wonderful 5-star review ⭐️

It's lovely to hear that Sharon was able to provide the advice you needed and clearly explain your policy and the claims process. Insurance can sometimes feel like there's a lot to take in, so making sure you come away from the conversation feeling informed and confident is really important to us.

We'll make sure your kind feedback is shared with Sharon, she'll really appreciate it.

Thank you for choosing Royal Kennel Club Pet Insurance.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Warm, helpful advisor

Jill was great. Warm, friendly and efficient. My query was dealt with swiftly and I was very satisfied with the service.

August 1, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Wendy,

Thank you so much for your wonderful 5-star review ⭐️

What lovely feedback for Jill. It's great to hear that her warm and friendly approach, alongside getting your query sorted quickly and efficiently, left you so satisfied with the service you received.

We'll make sure your kind words are shared with Jill, she'll be really pleased to know she made such a positive impression.

Thank you for choosing Royal Kennel Club Pet Insurance.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Sharon was very helpful,very…

Sharon was very helpful,very professional and sorted my matter immediately for me, excellent at her knowledge

July 29, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Jane,

Thank you so much for your wonderful 5-star review ⭐️

It's fantastic to hear that Sharon was able to resolve everything for you straight away. Her professionalism and knowledge clearly made a great impression, and we're pleased you received the helpful and efficient service you needed.

We'll make sure your lovely comments are shared with Sharon, she'll really appreciate the recognition.

Thank you for choosing Agria Pet Insurance.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Excellent

Excellent, very helpful explaining my policy updates and how the changes are implemented.
Thank you.

July 31, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Susan,

Thank you so much for your wonderful 5-star review ⭐️

We're really pleased to hear that everything was explained clearly and that you came away with a good understanding of your policy updates and how the changes would be applied. Insurance changes aren't always straightforward, so making sure you have the information you need is really important to us.

Thank you for choosing Agria Pet Insurance and for taking the time to share your experience.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Great service

Great service
Lorna was professional, understanding and friendly. She explained everything clearly, ensured all my questions were answered and made the whole process much easier.
Thank you for your support

July 30, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi,

Thank you so much for your wonderful 5-star review ⭐️

It's lovely to hear how much of a difference Lorna made to your experience. Taking the time to listen, explain everything clearly and make sure no questions are left unanswered is exactly the kind of support we want our customers to receive.

We'll make sure your kind words are shared with Lorna, she'll be really pleased to know she helped make the whole process that little bit easier for you.

Thank you for choosing Agria Pet Insurance.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Helpfully deciphering an insurance claim

Jennifer was very helpful and re-sent an email that I had somehow missed .
She also guided me through the process of getting set up with “ my account “ on line and directed me to the Agria App( all the while keeping a great sense of humour)
Many thanks Jennifer!l

July 30, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Mrs Law,

Thank you so much for your wonderful 5-star review ⭐️

It sounds like Jennifer managed to get everything back on track for you, from resending the missing email to helping you get set up with My Account and pointing you towards the Agria App. It's especially lovely to hear that she kept her sense of humour throughout and made the whole experience that bit more enjoyable.

We'll make sure your fantastic feedback reaches Jennifer, I'm sure she'll be really pleased to read it.

Thank you for choosing Agria Pet Insurance.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Great communication

Great communication, sorted the issue instantly!

July 24, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Suzanne,

Thank you so much for your wonderful 5-star review ⭐️

We're delighted to hear that Charlotte was able to resolve your query straight away and that you were pleased with the communication throughout. Providing clear, efficient support is exactly what we strive for, so it's great to know you had such a positive experience.

We'll be sure to pass your kind feedback on to Charlotte, I'm sure she'll really appreciate it.

Thank you for choosing Royal Kennel Club Pet Insurance.

Best wishes,

Liam
Customer Service Teams

Rated 4 out of 5 stars

So glad that you cover third party…

So glad that you cover third party liability without fuss.

May 23, 2026
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi,

Thank you for taking the time to leave us a 4-star review ⭐️

We're pleased to hear that our third party liability cover gave you what you were looking for and that arranging it was a straightforward experience. We aim to make choosing the right cover as simple as possible, so it's great to know we've been able to do that for you.

Thank you for choosing Royal Kennel Club Pet Insurance. We hope we can provide you with a 5-star experience in the future.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

A positive and informative phone call…

A positive and informative phone call today, the person dealing with my queries was very helpful and obtained all the information I needed to know from the call

July 29, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Paul,

Thank you so much for your wonderful 5-star review ⭐️

We're delighted to hear that you had such a positive and informative conversation with our team. It's great to know that all of your questions were answered and that you received the information you needed in a helpful and friendly way.

We'll be sure to share your kind feedback with the colleague who assisted you, I'm sure they'll really appreciate it.

Thank you for choosing Royal Kennel Club Pet Insurance.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Excellent Customer experience.

Advisor was kind and knowledgable. She helped me by giving me information I needed to complete a referral form which was far more difficult than necessary. She made time and was a pleasure to talk to.

July 29, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Lesley,

Thank you so much for your wonderful 5-star review ⭐️

We're delighted to hear that Andrea provided such a kind and knowledgeable service. Taking the time to help you navigate the referral form and ensuring you had all the information you needed is exactly the level of support we aim to provide, so it's lovely to know she made the process easier for you.

We'll be sure to pass your kind feedback on to Andrea. I'm sure she'll be delighted to hear how much you appreciated her help.

Thank you for choosing Royal Kennel Club Pet Insurance.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Nothing was too much brother and my…

Nothing was too much brother and my query was sorted straightaway.

July 29, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Hannah,

Thank you so much for your wonderful 5-star review ⭐️

We're delighted to hear that Sandra was able to resolve your query straight away and that nothing was too much trouble. Providing helpful, efficient service is exactly what we strive for, so it's great to know you had such a positive experience.

We'll be sure to pass your kind feedback on to Sandra, I'm sure she'll really appreciate it.

Thank you for choosing Royal Kennel Club Pet Insurance.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Kai was absolutely outstanding

Kai was absolutely amazing
He was super friendly, genuine and amazingly helpful.

Kai was outstanding in customer service, he was interested in my dog and we chatted about everything from the weather to the beautiful Lake District.

It was an absolute pleasure to speak to such a friendly person.

Kai, is amazing - thank you

July 28, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi D Parkin,

Thank you so much for your wonderful 5-star review ⭐️

We're absolutely delighted to hear about your experience with Kai. It’s lovely to know that he made you feel so at ease, taking the time to chat with you while also providing the help and support you needed. Building genuine connections with our customers is something we really value, so it's fantastic to hear that your conversation was such a memorable one.

We'll be sure to pass your incredibly kind feedback on to Kai. I'm sure he'll be thrilled to know what a positive impact he had and how much you appreciated his friendly and genuine approach.

Thank you for choosing Royal Kennel Club Pet Insurance.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Michael was helpful and thorough

Michael was helpful and thorough, a pleasure to deal with .

July 28, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Mark,

Thank you so much for your wonderful 5-star review ⭐️

We're delighted to hear that Michael provided such helpful and thorough service, and that he was a pleasure to deal with. Delivering a positive experience for our customers is exactly what we strive for, so it's great to know Michael made such a positive impression.

We'll be sure to pass your kind feedback on to Michael, I'm sure he'll really appreciate it.

Thank you for choosing Royal Kennel Club Pet Insurance.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

The people at Kennel Club are always…

The people at Kennel Club are always very helpful and in past experience have always paid up in full any claim that we have made. When our previous dog passed away they were very sympathetic

May 16, 2026
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Mrs Cutler,

Thank you so much for your wonderful 5-star review ⭐️

We really appreciate you taking the time to share your experience. It's lovely to know that you've consistently found our team to be helpful and that your claims have been handled smoothly over the years.

We're also grateful for your kind words about the support you received when your previous dog passed away. We understand how difficult that time can be, and we're pleased that our team was able to provide the care and compassion you needed.

Thank you for choosing Royal Kennel Club Pet Insurance and for placing your trust in us. We wish you and your current dog all the very best.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Quick swift resolution to claim.

Quick swift resolution to claim.

May 29, 2026
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Bernardine,

Thank you so much for your wonderful 5-star review ⭐️

We're so pleased to hear that your claim was resolved quickly and smoothly. We know how important it is to receive a prompt outcome when making a claim, so it's great to know we were able to provide the service you expected.

Thank you for choosing Royal Kennel Club Pet Insurance. We really appreciate your support.

Best wishes,

Liam
Customer Service Teams

Rated 5 out of 5 stars

Excellent and sympathetic service

I was given clear guidance which fully answered all of my questions regarding my ongoing claims for treatment to my dog after I telephoned to notify you that she has now sadly had to be euthanised.
I was treated very sympathetically at what is still a difficult time for our family.
Excellent service as always.

July 28, 2026
Unprompted review
Royal Kennel Club Pet Insurance logo

Reply from Royal Kennel Club Pet Insurance

Hi Alan,

Thank you so much for your wonderful 5-star review ⭐️

Firstly, we'd like to say how sorry we are for the loss of your dog. We know how difficult this time must be for you and your family.

It's comforting to know that Zoya was able to provide the guidance you needed with your ongoing claim and support you with compassion during such a difficult conversation. Treating our customers with empathy and understanding, particularly at times like these, is incredibly important to us.

We'll be sure to pass your kind words on to Zoya. I'm sure she'll be touched to know that her support made a difference.

Thank you for choosing Royal Kennel Club Pet Insurance and for placing your trust in us over the years.

Best wishes,

Liam
Customer Service Teams

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look